18539 E Karsten Dr, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 18539 E Karsten Dr, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,369 sqft · built 2014
Lot Size	1.12 acres (49,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2014)
Tax Bill	$4,236 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-89-009C`

Property Details

APN / Parcel Number

Primary APN	`304-89-009C`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,369 sqft Living Area
1st Floor Area	3,369 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	49,005 sqft (1.12 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	18539 E KARSTEN DR
City	QUEEN CREEK
State	AZ
Zip	85142-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	CHANDLER HTS CITRUS TR 3127 MCR 21-20 LOT 3 E2 E2 S2 E2
Legal Range	07E
Legal Township	02S
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	CHANDLER HEIGHTS CITRUS TRACT UNIT 3127
Legal Tract	3127
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	4
Census Block	4006
Census Tract	817200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage FT FINANCIAL INC
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Mar 23, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage FT FINANCIAL INC
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage FT FINANCIAL INC
May 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	20140545762
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Investor	Possibly a Property Investor

Mortgage

Document Number	0001225909
Date	Nov 16, 2021
Instrument	20211225909

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416

Mortgage

Document Number	0000448686
Date	Aug 5, 2025
Instrument	20250448686

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203983
Date	Mar 23, 2017
Instrument	2017-0203983

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000769645
Date	Oct 17, 2017
Instrument	2017-0769645

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000511086
Date	Jun 12, 2020
Instrument	20200511086

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2017
Property Address	18539 E KARSTEN DR, QUEEN CREEK, AZ 85142-8416
Document Number	0000325150
Instrument Date	Nov 17, 2016
Instrument	325150
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Tax	$59.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,200 (+1.23%)	$882,000 (+1.23%) Land $176,400 Building $705,600
2025	$4,236.00 (+8.87%)
2024		$87,130	$871,300 Land $174,200 Building $697,100
2023	$3,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 43% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHANDLER HEIGHTS CITRUS IRRIGATION DIST private · serves 2,620 people · EPA ID AZ0407409
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Cox Communications, TREPIC Networks.

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