Saginaw County property record for 18536 Frandsche Rd, Oakley, MI 48649
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,464 sqft · built 2005 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,247 (2025) |
| Deeds & Mortgages | Oct 2017 Refinance Apr 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-30-4001-001 |
| Primary APN | 13-09-3-30-4001-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 444,312 sqft (10.2 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18536 FRANDSCHE RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-8772 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | COM AT E 1/4 CORN OF SEC 30 TH S 342.59 FT TO POB OF THIS DESC TH CONT S 330 FT TH W 1378.44 FT TH N 330 FT TH E 1379.63 FT |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 30 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 12700 |
18536 Frandsche Rd, a residential property, is owned and occupied by two individuals who acquired it in May 2001.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18536 FRANDSCHE RD, OAKLEY, MI 48649-8772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE |
| Apr 30, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2001 |
| Transfer Doc | 0007035473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 18536 FRANDSCHE RD, OAKLEY, MI 48649-8772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029397 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017029397 |
| Name | E MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 18536 FRANDSCHE RD, OAKLEY, MI 48649-8772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012862 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018012862 |
| Name | UNITED FINANCIAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | May 1, 2031 |
The 2025 property tax bill for 18536 Frandsche Rd was $4,247 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,200 | $390,400 | |
| 2025 | $4,247.00 Homeowner's exemption | ||
| 2023 | $156,900 | $313,800 | |
| 2022 | $3,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18536 Frandsche Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18536 Frandsche Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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