18535 E Memorial Rd, Luther, OK 73054 Property Records

Oklahoma County property record for 18535 E Memorial Rd, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,025 sqft · built 2004
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3034-12-086-1180`

Property Details

APN / Parcel Number

Primary APN	`3034-12-086-1180`
Alternative APNs	`R120861180` `120861180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R120861180
Street Address	18535 E MEMORIAL RD
City	LUTHER
State	OK
Zip	73054-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE TREE TO LUTHER 000 000 LOT 19 EX .30ACRS ON S DEEDED TO TURNPIKE
Legal Range	01E
Legal Township	13N
Legal Section	09
Legal Subdivision	STONE TREE TO LUTHER
Legal Lot Number	19
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	1
Census Block	1011
Census Tract	109001

Owner

18535 E Memorial Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18535 E MEMORIAL RD, LUTHER, OK 73054-9462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OKLAHOMAS CU
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	May 6, 2004 · Amount on File
Deed Document Number	202011330350
Deed Book / Page	14470 / 1259
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0135391671
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	18535 E MEMORIAL RD, LUTHER, OK 73054-9462
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048920
Date	Apr 17, 2024
Book Page	15728/1138
Instrument	2024041701048920

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 10, 2020
Property Address	18535 E MEMORIAL RD, LUTHER, OK 73054-9462
Document Number	0011330350
Book / Page	14470 / 1259
Instrument Date	Sep 4, 2020
Instrument	20200910011330350
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18535 E MEMORIAL RD, LUTHER, OK 73054-9462

Mortgage

Document Number	0011330360
Date	Sep 10, 2020
Instrument	20200910011330360

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Index	1-Year LIBOR

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 13, 2017
Property Address	18535 E MEMORIAL RD, LUTHER, OK 73054-9462
Document Number	0135391671
Book / Page	013539 / 001671
Instrument Date	Apr 5, 2017
Instrument	11274600
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18531 E MEMORIAL RD LUTHER OK 73054, LUTHER, OK 73054

Tax Assessment & Valuation

The 2025 property tax bill for 18535 E Memorial Rd was $2,801, up 5% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+4.99%)	$29,481 Land $950 Building $28,531	$385,000 Land $12,409 Building $372,591
2024	$2,668.00 (+9.7%)
2023	$2,432.00	$26,740 Land $1,072 Building $25,668	$309,500 Land $12,409 Building $297,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18535 E Memorial Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1993)
Most Recent Claim	Mar 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18535 E Memorial Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTHER serves 650 people · EPA ID OK2005503
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

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