18531 Rustic Oar Way, Humble, TX 77346 Property Records

Harris County property record for 18531 Rustic Oar Way, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 2006
Lot Size	0.196 acres (8,528 sqft)
Owner	Individual Name on Record
Last Sale	$173,200 (Mar 2011)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-985-052-0063`

Property Details

APN / Parcel Number

Primary APN	`115-985-052-0063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
1st Floor Area	1,512 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,528 sqft (0.196 acres)
View / Lot	Buildable
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1159850520063
Street Address	18531 RUSTIC OAR WAY
City	HUMBLE
State	TX
Zip	77346-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 63 BLK 52 CHAMPIONS VILLAGE WALDEN ON LAKE HOUSTON PH 5
Legal Subdivision	CHAMPIONS VILLAGE WALDEN ON LAKE HOUSTON
Legal Block	52
Legal Lot Number	63
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	250404

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18531 RUSTIC OAR WAY, HUMBLE, TX 77346-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2011 · Amount on Record
Deed Sale	Mar 15, 2011 · Amount on Record
Prior Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	2011106340
Deed Book / Page	7649 / 699
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	20110106340
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18531 RUSTIC OAR WAY, HUMBLE, TX 77346-6209
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269036
Date	Jul 18, 2023
Instrument	2023-269036

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,420 (+2.54%) Land $79,795 Building $241,625	$321,420 (+2.54%) Land $79,795 Building $241,625
2025	$5,340.00 (-10.39%) Homeowner's exemption	$313,443 (-9.17%) Land $79,795 Building $233,648	$313,443 (-9.17%) Land $79,795 Building $233,648
2024	$5,959.00 (+215.12%)
2023		$345,092 Land $53,815 Building $291,277	$345,092 Land $53,815 Building $291,277
2022	$1,891.00 (+17.82%)
2020	$1,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	18 (2008–2023)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 15 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 153 serves 11,781 people · EPA ID TX1012133
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20