1853 S Towpath Rd, Covington, IN 47932 Property Records

Fountain County property record for 1853 S Towpath Rd, Covington, IN 47932

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,184 sqft · built 1972
Lot Size	21.5 acres (940,025 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2023)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019B112630300100`

Property Details

APN / Parcel Number

Primary APN	`019B112630300100`
Alternative APNs	`23-13-26-303-001.000-019` `00001012428` `0190028300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	940,025 sqft (21.5 acres)
Terrain	Wooded

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001012428
Street Address	1853 S TOWPATH RD
City	COVINGTON
State	IN
Zip	47932-8046
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	019-00283-00 PT WSD SW 26-19-9 21.58A MP B11-26-303-00100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	WABASH
Census Block Group	2
Census Block	2037
Census Tract	958000

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1853 S TOWPATH RD, COVINGTON, IN 47932-8046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN TRUST CO
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTREBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20233961
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1853 S TOWPATH RD, COVINGTON, IN 47932-8046
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301591
Date	Jul 19, 2023
Instrument	202301591

Lender

Name	FOUNTAIN TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2043

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Oct 6, 2023
Property Address	1853 S TOWPATH RD, COVINGTON, IN 47932-8046
Document Number	0202302297
Instrument Date	Sep 1, 2023
Instrument	202302297
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1853 S TOWPATH RD, COVINGTON, IN 47932-8046

Mortgage

Document Number	0202302298
Date	Oct 6, 2023
Instrument	202302298

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Wabash Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (+4.7%) Homeowner's exemption	$232,200 (+26.54%) Land $31,700 Building $200,500	$232,200 (+26.54%) Land $31,700 Building $200,500
2024	$1,170.00 (+13.59%)
2023	$1,030.00 (+12.08%)	$183,500 (+19.16%) Land $28,000 Building $155,500	$183,500 (+19.16%) Land $28,000 Building $155,500
2022	$919.00 (+14.59%)	$154,000 Land $21,700 Building $132,300	$154,000 Land $21,700 Building $132,300
2021	$802.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tipmont REMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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