1853 Richards Rd, Bellevue, WA 98005 Property Records

King County property record for 1853 Richards Rd, Bellevue, WA 98005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,300 sqft · built 1943
Lot Size	0.325 acres (14,138 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Sep 2024)
Tax Bill	$7,039 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042405-9052`

Property Details

APN / Parcel Number

Primary APN	`042405-9052`
Alternative APN	`042405905201`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	14,138 sqft (0.325 acres)
View / Lot	Highway
Garage Type	Detached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042405905201
Street Address	1853 RICHARDS RD
City	BELLEVUE
State	WA
Zip	98005-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-2
Legal Description	LOT B CITY OF BELLEVUE SHORT PLAT NO CSPS - 93-802 REC NO 9309179001 SD SHORT PLAT DAF - POR OF SE 1/4 OF NE 1/4 OF SE 1/4 STR 04-24-05 - BEG AT NXN OF S LN OF SD SUBD WITH WLY LN OF HENRY RICHARD RD TH W ALG SD S LN 235.00 FT TH N PLW WEST LN OF SD
Legal Range	05
Legal Township	24
Legal Section	04
Legal Subdivision	SAVANNAH
Legal Block	52
Legal Lot Number	B
Jurisdiction	KING WA
Township / Civil Division	SEATTLE EAST
Census Block Group	1
Census Block	1000
Census Tract	23500

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1577 LAKEVIEW BLVD E, SEATTLE, WA 98102-4202
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 8, 2019	Deed of Trust, Mortgage · ARM UMPQUA BANK
Dec 14, 2018	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2024269
Prior Transfer Date	Nov 3, 1997
Prior Transfer Doc	0000001118
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Jun 2, 2026
Property Address	1853 RICHARDS RD, BELLEVUE, WA 98005-3944
Document Number	0000000826
Instrument Date	May 26, 2026
Instrument	2026826
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1853 RICHARDS RD, BELLEVUE, WA 98005-3944

Mortgage

Document Number	0000000826,
Date	Jun 2, 2026
Instrument	2026826

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1853 RICHARDS RD, BELLEVUE, WA 98005-3944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000827
Date	Jan 23, 2017
Instrument	20170123000827

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1853 RICHARDS RD, BELLEVUE, WA 98005-3944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000468
Date	Feb 8, 2019
Instrument	20190208000468

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Dec 14, 2018
Property Address	1853 RICHARDS RD, BELLEVUE, WA 98005-3944
Document Number	0000000692
Instrument Date	Dec 10, 2018
Instrument	201812140692
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1853 RICHARDS RD BELLEVUE WA 980053944, BELLEVUE, WA 98005-3944

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Bellevue City
Unified School District	Bellevue School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,039.00 (+6.33%)
2025		$945,000 (+4.88%) Land $942,000 Building $3,000	$945,000 (+4.88%) Land $942,000 Building $3,000
2024	$6,620.00 (-2.01%)	$901,000 (-5.46%) Land $898,000 Building $3,000	$901,000 (-5.46%) Land $898,000 Building $3,000
2022	$6,756.00	$953,000 Land $835,000 Building $118,000	$953,000 Land $835,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLEVUE serves 321,349 people · EPA ID WA5305575
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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