18526 Ives Dr, Estero, FL 33928 Property Records

Lee County property record for 18526 Ives Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,755 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jan 2026)
Tax Bill	$5,288 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-46-27-L3-0500C.7340`

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L3-0500C.7340`
Alternative APNs	`273046L30500C7340` `10618798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	8,755 sqft (0.201 acres)
Porch	Porch
Porch Area	177 sqft
Patio Area	210 sqft

Location & Zoning

Account Number	10618798
Street Address	18526 IVES DR
City	ESTERO
State	FL
Zip	33928-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK C LOT 734
Legal Subdivision	VERDANA VILLAGE
Legal Block	C
Legal Lot Number	734
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 RACHEL VINCENT WAY, BUFFALO, NY 14216-1466
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MOMENTUM BANK
Apr 29, 2024	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	202612272
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	18526 IVES DR, ESTERO, FL 33928-9714
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 CANDLEWICK DR, LAKE ORION, MI 48359-1518

Mortgage

Document Number	0000250731
Date	Sep 18, 2025
Instrument	2025000250731

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 15, 2026
Property Address	18526 IVES DR, ESTERO, FL 33928-9714
Document Number	0000012272
Map Reference	DOC 2023000039926
Instrument Date	Jan 13, 2026
Instrument	2026000012272
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEYS KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19649 HINKLEY DR, ESTERO, FL 33928-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RACHEL VINCENT WAY, BUFFALO, NY 14216-1466

Mortgage

Document Number	0000012273
Date	Jan 15, 2026
Instrument	2026000012273

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 29, 2024
Property Address	18526 IVES DR, ESTERO, FL 33928-9714
Document Number	0000119320
Map Reference	DOC 2023000039926
Instrument Date	Apr 26, 2024
Instrument	2024000119320
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18526 IVES DR, ESTERO, FL 33928-9714

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,382 (+4.08%)	$470,813 (-2.42%) Land $94,155 Building $376,658
2025	$5,288.00 (+131.42%) Homeowner's exemption	$286,694 (+231.45%)	$482,488 (+457.81%) Land $97,708 Building $384,780
2023	$2,285.00	$86,497 Land $86,497	$86,497 Land $86,497

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	329 units insured incl. 124 condo units
Nearby Flood Claims	42 (1981–2024)
Claims Outside the SFHA	9 of 42
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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