18525 Oak St, Barton, MD 21521 Property Records

Allegany County property record for 18525 Oak St, Barton, MD 21521

Property Summary

Property Type	Mobile Home
Details	2.5 ba · 1,600 sqft · built 2004
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,500 (Oct 2019)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-010971`

Property Details

APN / Parcel Number

Primary APN	`09-010971`
Alternative APN	`010971`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,600 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Mixed
Garage Area	500 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010971
Street Address	18525 OAK ST
City	BARTON
State	MD
Zip	21521-2017
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.57A W/S OAK ST
Legal Subdivision	GEORGES CRK BLVD
Jurisdiction	ALLEGANY MD
Township / Civil Division	9, BARTON
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 122, BARTON, MD 21521-0122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST OH COMMUNITY FEDERAL CREDIT UNION
Apr 11, 2024	Deed, Transfer
Oct 10, 2019	Grant Deed, Transfer · FHA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Mar 26, 2004
Deed Book / Page	2504 / 75
Transfer Doc	0000040536
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Recording Date	Apr 9, 2026
Property Address	18525 OAK ST, BARTON, MD 21521-2017
Document Number	3150000287
Book / Page	3150 / 287
Instrument Date	Mar 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18525 OAK ST, BARTON, MD 21521-2017

Mortgage

Document Number	3150000287,
Date	Apr 9, 2026
Book Page	3150/287

Lender

Name	FIRST OH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2036

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 11, 2024
Property Address	18525 OAK ST, BARTON, MD 21521-2017
Document Number	002957-0190
Book / Page	2957 / 190
Map Reference	636 FO 166
Instrument Date	Mar 8, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 122, BARTON, MD 21521-0122

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 10, 2019
Property Address	18525 OAK ST, BARTON, MD 21521-2017
Document Number	0025040075
Book / Page	002504 / 000075
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18525 OAK ST BARTON MD 215212017, BARTON, MD 21521-2017

Mortgage

Document Number	25040083
Date	Oct 10, 2019
Book Page	002504/000083

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,733 (+10.47%)	$190,000 (+31.4%) Land $24,500 Building $165,500
2025	$1,812.00 (+10.56%) Homeowner's exemption	$144,600 (+14.34%) Land $15,700 Building $128,900	$144,600 (-) Land $15,700 Building $128,900
2023	$1,639.00 Homeowner's exemption	$126,467	$144,600 Land $15,700 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	35 (1985–2025)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 18 claims Severe Storms And Flooding, Jan 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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