Montgomery County property record for 18523 Cherry Laurel Ln, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,930 sqft · built 1990 |
| Lot Size | 0.046 acres (1,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jul 2006) |
| Tax Bill | $4,212 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02811575 |
| Primary APN | 09-02811575 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,980 sqft (0.046 acres) |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02811575 |
|---|---|
| Street Address | 18523 CHERRY LAUREL LN |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-5347 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PNZ |
| Legal Description | FLOWER HILL |
| Legal Subdivision | FLOWER HILL |
| Legal Block | Y |
| Legal Lot Number | 65 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700730 |
18523 Cherry Laurel Ln, a townhouse, is owned and occupied by an individual who bought it in July 2006.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18523 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2006 · Amount on File |
| Deed Sale | Jul 7, 2006 · Amount on File |
| Prior Sale | Jan 16, 2002 · Amount on File |
| Deed Document Number | 200654274 |
| Deed Book / Page | 32632 / 464 |
| Transfer Doc | 0000145209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18523 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5347 |
| Document Number | 0560320464 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Title Company | PEAK SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 18523 CHERRY LAUREL LN GAITHERSBURG MD 208795347, GAITHERSBURG, MD 20879-5347 |
| Document Number | 0560320464 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 056032/000464 |
| Name | NATIONAL INSTITUTES OF HEALTH |
|---|---|
| Address | 111 ROCKVILLE PIKE # 500, ROCKVILLE, MD 20850-5170 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2038 |
The 2025 property tax bill for 18523 Cherry Laurel Ln was $4,212.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,400 (+5.49%) Land $150,000 Building $259,400 | $409,400 (-) Land $150,000 Building $259,400 | |
| 2025 | $4,212.00 | $388,100 | $409,400 Land $150,000 Building $259,400 |
| 2023 | $345,500 Land $150,000 Building $195,500 | $345,500 Land $150,000 Building $195,500 | |
| 2022 | $3,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18523 Cherry Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18523 Cherry Laurel Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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