18523 Bowman Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 18523 Bowman Rd, Spring Hill, FL 34610

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,372 sqft · built 1981
Lot Size2.5 acres (109,094 sqft)
Owner2 Individual Names on Record
Last Sale$127,700 (Jan 2022)
Tax Bill$2,027 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-24-18-0010-00000-1120

Property Details

APN / Parcel Number

Primary APN04-24-18-0010-00000-1120
Alternative APNs
  • 1824040010000001120
  • 0871102

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,372 sqft Living Area
1st Floor Area1,712 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area109,094 sqft (2.5 acres)
Garage TypeCarport
Garage Area1 sqft
CarportCarport
Carport Area1 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchFlorida Room
Porch Area1,920 sqft
Patio Area528 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address18523 BOWMAN RD
CitySPRING HILL
StateFL
Zip34610-6113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionWOODHAVEN FARMS UNREC PLAT E1/2 OF TRACT 112 FURTHER DESC AS:E1/2 OF S1/2 OF SW1/4 OF SW1/4 OF SE1/4 OF SEC; SOUTH 25 FT THEREOF SUBJECT TO RD R/W
Legal SubdivisionWOODHAVEN FARMS
Legal Tract112
Legal Lot Number112
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2001
Census Tract31806

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18523 BOWMAN RD, SPRING HILL, FL 34610-6113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 8, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleMay 8, 2017 · Amount on Record
Deed Document Number202221358
Deed Book / Page10536 / 927
Prior Transfer DateJan 18, 2022
Prior Transfer Doc0105360927
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateJan 24, 2022
Property Address18523 BOWMAN RD, SPRING HILL, FL 34610-6113
Document Number0105360927
Book / Page10536 / 927
Instrument DateJan 18, 2022
Instrument2022021358
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18523 BOWMAN RD, SPRING HILL, FL 34610-6113

Mortgage

Document Number0010536929
DateJan 24, 2022
Instrument10536/929
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMay 8, 2017
Property Address18523 BOWMAN RD, SPRING HILL, FL 34610-6113
Document Number0095371142
Book / Page9537 / 1142
Instrument DateMay 4, 2017
Instrument2017068552
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,298.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18517 BOWMAN RD, 18517, SPRING HILL, FL 34610-6113

Transferred To (Grantee/Buyer)

NameVerified Name
Address18523 BOWMAN RD, SPRING HILL, FL 34610-6113

Mortgage

Document Number2017068553
DateMay 8, 2017
Instrument2017068553
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,139 (+2.59%)$314,872 (-1.16%) Land $40,146 Building $274,726
2025$2,027.00 (+2.53%) Homeowner's exemption$149,275 (+5.44%) Land $40,146 Building $109,129$318,577 (+26.05%) Land $40,146 Building $278,431
2024$1,977.00 (+4%)
2023$1,901.00 (+12.35%) Additional exemption filed$141,567 (+3.25%) Land $35,196 Building $106,371$252,744 (+36.45%) Land $35,196 Building $217,548
2022$1,692.00 Homeowner's exemption$137,117 Land $31,146 Building $105,971$185,223 Land $31,146 Building $154,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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