18522 Upper Bay Rd, Houston, TX 77058 Property Records

Harris County property record for 18522 Upper Bay Rd, Houston, TX 77058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 1978
Lot Size	0.294 acres (12,811 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2007)
Tax Bill	$12,420 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`098-480-000-0028`

Property Details

APN / Parcel Number

Primary APN	`098-480-000-0028`
Alternative APN	`0984800000018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	2,026 sqft
Basement Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	12,811 sqft (0.294 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Frame Porch
Porch Area	1,924 sqft
Utility Building	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0984800000028
Street Address	18522 UPPER BAY RD
City	HOUSTON
State	TX
Zip	77058-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 & TR 18B BLK 24 NASSAU BAY SEC 8
Legal Subdivision	NASSAU BAY SEC 8
Legal Tract	18B
Legal Block	24
Legal Lot Number	28
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	341204

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18522 UPPER BAY RD, HOUSTON, TX 77058-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage FIRST UNITED BK
Jan 18, 2018	Deed of Trust, Mortgage CALIBER HM LOANS
Apr 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2007 · Amount on Record
Deed Sale	Mar 20, 2007 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	2007167250
Deed Book / Page	182 / 826
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	20070167250
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18522 UPPER BAY RD, HOUSTON, TX 77058-4230
Document Number	0000516349
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18522 UPPER BAY RD HOUSTON TX 770584230, HOUSTON, TX 77058-4230

Mortgage

Document Number	0000516349
Date	Oct 26, 2020
Instrument	516349

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18522 UPPER BAY RD, HOUSTON, TX 77058-4230
Document Number	0000030897
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18522 UPPER BAY RD HOUSTON TX 770584230, HOUSTON, TX 77058-4230

Mortgage

Document Number	0000030897
Date	Jan 24, 2018
Instrument	30897

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 12, 2018
Property Address	18522 UPPER BAY RD, HOUSTON, TX 77058-4230
Instrument Date	Dec 20, 2017
Instrument	156287
Transaction Type	Construction Loan
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16055 SPACE CENTER BLVD #150 HOUSTON TX 770626259, 150, HOUSTON, TX 77062-6259

Mortgage

Document Number	0000156287
Date	Apr 12, 2018
Instrument	156287

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Nassau Bay City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,879 (-13.82%) Land $190,981 Building $428,898	$619,879 (-13.82%) Land $190,981 Building $428,898
2025	$12,420.00 (+8.4%) Homeowner's exemption	$719,274 (-0.82%) Land $190,981 Building $528,293	$719,274 (-0.82%) Land $190,981 Building $528,293
2024	$11,458.00 (+95.2%)
2023		$725,188 Land $187,786 Building $537,402	$725,188 Land $187,786 Building $537,402
2022	$5,870.00 (-4.07%)
2020	$6,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 units insured incl. 57 condo units
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	9 of 35
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 20 claims Hurricane Ike, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NASSAU BAY serves 5,347 people · EPA ID TX1010152
Water Source	Purchased surface water from CLEAR LAKE CITY WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Rural Telecommunications of America Fixed Wireless	300 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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