18521 Spruce St, Gardner, KS 66030 Property Records

Johnson County property record for 18521 Spruce St, Gardner, KS 66030

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,471 sqft · built 2002
Lot Size0.215 acres (9,381 sqft)
Owner2 Individual Names on Record
Tax Bill$4,351 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2008 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APNCP02000000-0036

Property Details

APN / Parcel Number

Primary APNCP02000000-0036
Alternative APNs
  • 0461373602013004000
  • R181406

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,471 sqft Living Area
Gross Area2,203 sqft
1st Floor Area1,171 sqft
Basement Area1,008 sqft
Finished Basement300 sqft
Unfinished Basement708 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,381 sqft (0.215 acres)
View / LotNeighborhood / Spot
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Slab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account NumberR181406
Street Address18521 SPRUCE ST
CityGARDNER
StateKS
Zip66030-9475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionASPEN CREEK LT 36 GAC 170B 36
Legal SubdivisionASPEN CREEK
Legal Lot Number36
JurisdictionJOHNSON KS
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1002
Census Tract53712

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18521 SPRUCE ST, GARDNER, KS 66030-9475
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · VA Mortgage
BELL BANK
Jul 10, 2008Deed of Trust, Mortgage · Construction Mortgage
SECURITY SAVINGS BANK FSB
May 29, 2013Deed of Trust, Mortgage · Line of Credit
ENTERPRISE BANK & TRUST
Aug 25, 2008Deed of Trust, Mortgage · Conventional Mortgage
KANSAS CITY MORTGAGE GROUP LLC
Jun 30, 2021Warranty Deed, Transfer · VA Mortgage
BELL BANK
May 19, 2008Warranty Deed, Transfer · Construction Mortgage
SECURITY SAVINGS BANK FSB
Oct 24, 2007Intrafamily Transfer, Transfer · Conventional Mortgage
CAPITOL FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021
Deed SaleJun 30, 2021
Prior SaleAug 22, 2008
Deed Book / Page202106 / 12646
Prior Transfer DateOct 19, 2007
Prior Transfer Doc200710/007001
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KS
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyMCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202107/1193
DateJul 2, 2021
Book Page202107/1193
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KS
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number200807/002657
DateJul 10, 2008
Book Page200807/002657
Lender
NameSECURITY SAVINGS BANK FSB
TypeBank
AddressOVERLAND PARK, KS 66223
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KS
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201305/011498
DateMay 29, 2013
Book Page201305/011498
Lender
NameENTERPRISE BANK & TRUST
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KS
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200808/006164
DateAug 25, 2008
Book Page200808/006164
Lender
NameKANSAS CITY MORTGAGE GROUP LLC
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2038

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSON KS
Recording DateJun 30, 2021
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Document Number202106/12646
Book / Page202106 / 12646
Instrument DateJun 28, 2021
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address18521 SPRUCE ST, GARDNER, KS 66030-9475

Mortgage

Document Number2021071193
DateJun 30, 2021
Instrument202107/1193
Lender
NameBELL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSON KS
Recording DateMay 19, 2008
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Document Number200805/005518
Book / Page200805 / 005518
Instrument DateMay 12, 2008
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number200805/005519
DateMay 19, 2008
Book Page200805/005519
Lender
NameSECURITY SAVINGS BANK FSB
TypeBank
AddressOVERLAND PARK, KS 66223
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2007: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSON KS
Recording DateOct 24, 2007
Property Address18521 SPRUCE ST, GARDNER, KS 66030-9475
Document Number200710/007001
Book / Page200710 / 007001
Instrument DateOct 19, 2007
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyALL AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address18521 SPRUCE ST, GARDNER, KS 66030-9475

Mortgage

Document Number200710/007002
DateOct 24, 2007
Book Page200710/007002
Lender
NameCAPITOL FSB
TypeBank
AddressTOPEKA, KS 66603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateKansas
CountyJohnson County
MunicipalityGardner City
Unified School DistrictGardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,351.00 (+4.22%)$35,903 (+4.94%) Land $7,926 Building $27,977$312,200 (+4.94%) Land $68,920 Building $243,280
2024$4,175.00 (+4.32%)$34,213 (+7.4%) Land $7,927 Building $26,286$297,500 (+7.4%) Land $68,930 Building $228,570
2023$4,002.00 (+5.32%)$31,855 (+6.5%) Land $7,206 Building $24,649$277,000 (+6.5%) Land $62,660 Building $214,340
2022$3,800.00$29,912 Land $6,001 Building $23,911$260,100 Land $52,180 Building $207,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.3% of Kansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GARDNER
serves 23,942 people · EPA ID KS2009106
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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