18520 Five Points St, Redford, MI 48240 Property Records

Wayne County property record for 18520 Five Points St, Redford, MI 48240

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$7,650 (Dec 2012)
Tax Bill	$873 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22124629`

Property Details

APN / Parcel Number

Primary APN	`22124629`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Shingles
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	179 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18520 FIVE POINTS ST
City	REDFORD
State	MI
Zip	48240-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E FIVE POINTS RD 525 B E TAYLORS KENMOOR SUB L37 P39 PLATS, W C R 22/373 55 X 179.24A
Legal Subdivision	B E TAYLORS KENMOOR
Legal Block	411
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	2
Census Block	2025
Census Tract	541300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18520 FIVE POINTS ST, REDFORD, MI 48240-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2012 · Amount on Record
Deed Sale	Dec 3, 2012 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	2012468509
Deed Book / Page	50322 / 1265
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	18520 FIVE POINTS ST, DETROIT, MI 48240-1711
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18520 FIVE POINTS ST, REDFORD, MI 48240-1711

Mortgage

Document Number	0579970224
Date	Dec 13, 2022
Book Page	57997/224
Instrument	2022350733

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	14%
Index	Other
Margin	3
Max Rate	14%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	18520 FIVE POINTS ST, DETROIT, MI 48240-1711
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0564180106
Date	Feb 10, 2021
Book Page	56418/106
Instrument	2021052924

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	167 Months
Due	Jan 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	18520 FIVE POINTS ST, DETROIT, MI 48240-1711
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0576981297
Date	Jun 20, 2022
Book Page	57698/1297
Instrument	2022217547

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	May 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,500 (+2.84%)	$87,000 (+2.84%)
2025	$873.00 (-2.13%) Homeowner's exemption	$42,300 (+59.62%)	$84,600 (+59.62%)
2023		$26,500	$53,000
2020	$892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDFORD TOWNSHIP serves 49,504 people · EPA ID MI0005640
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Also Mapped Here	CITY OF DETROIT
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, WOW Internet, Cable & Phone.

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