1852 Sloop Pl, Oak Harbor, WA 98277 Property Records

Island County property record for 1852 Sloop Pl, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,038 sqft · built 1989
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$425,400 (Apr 2018)
Tax Bill	$4,803 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8135-08-00109-0`

Property Details

APN / Parcel Number

Primary APN	`S8135-08-00109-0`
Alternative APN	`504154`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,038 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,194 sqft
2nd Floor Area	844 sqft
Upper Floors Area	844 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	34,412 sqft (0.789 acres)
Garage Type	Mixed
Garage Area	1,995 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	504154
Street Address	1852 SLOOP PL
City	OAK HARBOR
State	WA
Zip	98277-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SEAVIEW #8 LOT 109
Legal Subdivision	SEA VIEW 8
Legal Lot Number	109
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	4
Census Block	4001
Census Tract	970500

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jul 23, 2004 · Amount on Record
Deed Document Number	4441891
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506

Mortgage

Document Number	0004552128
Date	Oct 5, 2022
Instrument	4552128

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004497251
Date	Sep 23, 2020
Instrument	4497251

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 3, 2018
Property Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506
Document Number	0004441891
Map Reference	VOL12 PG81&82
Instrument Date	Mar 29, 2018
Instrument	4441891
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND COUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,577.12
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 SLOOP PL, OAK HARBOR, WA 98277-8506

Mortgage

Document Number	0004441892
Date	Apr 3, 2018
Instrument	4441892

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$720,304 (+4.35%) Land $230,000 Building $490,304	$720,304 (+4.35%) Land $230,000 Building $490,304
2023	$4,803.00	$690,304 (+6.29%) Land $200,000 Building $490,304	$690,304 (+6.29%) Land $200,000 Building $490,304
2022		$649,461 Land $200,000 Building $449,461	$649,461 Land $200,000 Building $449,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEA VIEW WATER LLC private · serves 496 people · EPA ID WA5377148
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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