1852 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 1852 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,056 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Sep 2019)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`178-03-03-068`

Property Details

APN / Parcel Number

Primary APN	`178-03-03-068`
Alternative APNs	`0178 03 03 0680` `11256`

Interior

Stories	1 Story
Building Area	1,056 sqft Gross Area
Gross Area	768 sqft

Exterior

Exterior Material	Vinyl
Lot Area	28,750 sqft
Porch	Porch
Porch Area	288 sqft

Location & Zoning

Account Number	11256
Old Parcel Number	0178 03 03 0680
Street Address	1852 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	1197-220 783-165 JG-2987 JD-1117 IV-693
Legal Subdivision	LAKE WATEREE SEC 3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	1852 LAKE RD, RIDGEWAY, SC 29130-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	0004093277
Deed Book / Page	4093 / 277
Last Transfer Date	Sep 18, 2019
Transfer Doc	0000007521
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 18, 2019
Property Address	1852 LAKE RD, RIDGEWAY, SC 29130-9657
Document Number	0000007521
Book / Page	004093 / 000277
Instrument Date	Sep 16, 2019
Instrument	7521
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1852 LAKE DR RIDGEWAY SC 29130, RIDGEWAY, SC 29130

Mortgage

Document Number	7522
Date	Sep 18, 2019
Book Page	004093/000281
Instrument	7522

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29412-9012

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (-0.61%)	$255,200 (-) Land $215,000 Building $40,200	$255,200 (-)
2023	$1,142.00	$255,200 Land $215,000 Building $40,200	$255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50