Travis County property record for 18516 Speculator Ln, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 2020 |
| Lot Size | 0.138 acres (6,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,800 (Oct 2020) |
| Tax Bill | $5,305 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0647080110 |
| Primary APN | 0647080110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,003 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 941653 |
|---|---|
| Street Address | 18516 SPECULATOR LN |
| City | ELGIN |
| State | TX |
| Zip | 78621-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK E HOMESTEAD ESTATES UNIT 1 |
| Legal Subdivision | HOMESTEAD ESTATES UNIT 1 |
| Legal Block | E |
| Legal Lot Number | 10 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHEAST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 45800 |
18516 Speculator Ln is owned and occupied by two individuals who bought it in October 2020.
Source: Travis County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18516 SPECULATOR LN, ELGIN, TX 78621-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Deed Document Number | 2020194454 |
| Prior Transfer Date | Oct 12, 2020 |
| Prior Transfer Doc | 0000194454 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 18516 Speculator Ln was $5,305 with a homeowner's exemption, up 339.9% from the year before.
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Elgin City |
| County | Travis County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,305.00 (+339.88%) Homeowner's exemption | $287,708 | $294,934 Land $75,000 Building $219,934 |
| 2024 | $1,206.00 | ||
| 2023 | $283,089 Land $16,800 Building $266,289 | $283,089 Land $16,800 Building $266,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18516 Speculator Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18516 Speculator Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Centric Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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