18512 Square Sail Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18512 Square Sail Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,817 sqft · built 1996
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (May 2025)
Tax Bill	$7,893 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-805-07`

Property Details

APN / Parcel Number

Primary APN	`001-805-07`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,817 sqft Living Area
Gross Area	4,515 sqft
1st Floor Area	2,063 sqft
Upper Floors Area	1,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Other
Lot Area	17,642 sqft (0.405 acres)
Garage Type	Attached
Garage Area	698 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	64 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18512 SQUARE SAIL RD
City	CORNELIUS
State	NC
Zip	28031-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L480 M27-104
Legal Subdivision	PENINSULA PH XVI
Legal Block	5
Legal Lot Number	480
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1017
Census Tract	6218

Owner

18512 Square Sail Rd is owned by two individuals who bought it in May 2025.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	64 MIDDLESEX RD, DARIEN, CT 06820-3718
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROSEGATE MORTGAGE LLC
Feb 14, 2024	Quit Claim Deed, Transfer · Conventional Mortgage ROSEGATE MORTGAGE LLC
Mar 7, 2023	Warranty Deed, Transfer
Dec 15, 2021	Warranty Deed, Transfer
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Dec 15, 2021 · Amount on File
Deed Document Number	202549431
Deed Book / Page	39598 / 501
Prior Transfer Date	Feb 13, 2024
Prior Transfer Doc	0000012621
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514

Mortgage

Document Number	0000014697
Date	Feb 21, 2024
Book Page	38643/485
Instrument	2024014697

Lender

Name	ROSEGATE MORTGAGE LLC
Type	Mortgage Company
Address	11225 N COMMUNITY HOUSE RD # 88, CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2024
Property Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514
Document Number	0000012621
Book / Page	38632 / 268
Map Reference	MB 27 PG 104
Instrument Date	Feb 13, 2024
Instrument	2024012621
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3024, HUNTERSVILLE, NC 28070-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3024, HUNTERSVILLE, NC 28070-3024

Mortgage

Document Number	0000014697
Date	Feb 14, 2024
Instrument	2024014697

Lender

Name	ROSEGATE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 7, 2023
Property Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514
Document Number	0000019763
Book / Page	37975 / 170
Map Reference	MB 27 PG 104
Instrument Date	Mar 6, 2023
Instrument	2023019763
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3204, HUNTERSVILLE, NC 28070-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3024, HUNTERSVILLE, NC 28070-3024

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2021
Property Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514
Document Number	0000235813
Book / Page	36870 / 540
Map Reference	MB 27 PG 104
Instrument Date	Dec 10, 2021
Instrument	2021235813
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148820 HALYARD POINT LN, CORNELIUS, NC 28031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3204, HUNTERSVILLE, NC 28070-3204
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18512 SQUARE SAIL RD, CORNELIUS, NC 28031-5514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177375
Date	Dec 27, 2019
Book Page	34161/377
Instrument	2019177375

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,195,300 Land $300,000 Building $895,300	$1,195,300 Land $300,000 Building $895,300
2024	$7,893.00 (-22.21%)
2023	$10,146.00	$1,195,300 Land $300,000 Building $895,300	$1,195,300 Land $300,000 Building $895,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18512 Square Sail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18512 Square Sail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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