Montgomery County property record for 18510 Cherry Laurel Ln, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,949 sqft · built 1991 |
| Lot Size | 0.061 acres (2,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Oct 2003) |
| Tax Bill | $4,218 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02811063 |
| Primary APN | 09-02811063 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,949 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,666 sqft (0.061 acres) |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02811063 |
|---|---|
| Street Address | 18510 CHERRY LAUREL LN |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-5344 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | FLOWER HILL |
| Legal Subdivision | FLOWER HILL |
| Legal Block | DD |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700730 |
Source: Montgomery County records · APN 09-02811063
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage MID-ATLANTIC FCU |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NASA FCU |
| Apr 01, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on Record |
| Deed Sale | Oct 23, 2003 · Amount on Record |
| Prior Sale | Oct 23, 2003 · Amount on Record |
| Deed Document Number | 2003286230 |
| Last Transfer Date | Mar 11, 2021 |
| Transfer Doc | 0623830046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0653320199 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 65332/199 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
| Document Number | 0635310409 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 63531/409 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 01, 2021 |
| Property Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
| Document Number | 0623830046 |
| Book / Page | 62383 / 46 |
| Map Reference | MB 151 PL 17213 |
| Instrument Date | Mar 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18510 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5344 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,600 (+6.42%) Land $150,000 Building $263,600 | $413,600 (-) Land $150,000 Building $263,600 | |
| 2025 | $4,218.00 (-7.13%) | $388,633 (+14.74%) | $413,600 (+22.11%) Land $150,000 Building $263,600 |
| 2024 | $4,542.00 (+39.11%) | ||
| 2023 | $338,700 Land $150,000 Building $188,700 | $338,700 Land $150,000 Building $188,700 | |
| 2022 | $3,265.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007301, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 231 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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