Carroll County property record for 1851 Study Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,152 sqft Total Area |
| Lot Size | 175,547 sqft (4.03 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $299,000 (2015) |
| Tax Bill | $3,744.00 (2025) |
| Primary APN | 03-012662 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,152 sqft Total Area |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 175,547 sqft (4.03 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 216 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 012662 |
|---|---|
| Street Address | 1851 STUDY RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 4.03 ACS STUDY RD E/S ARTERS MILL RD |
| Legal Subdivision | DIAMOND HILLS |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 3, MYERS |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 503000 |
Source: Carroll County records · APN 03-012662
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1851 STUDY RD, WESTMINSTER, MD 21158-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2015 · Amount on Record |
| Deed Sale | Apr 01, 2015 · Amount on Record |
| Prior Sale | Dec 10, 1996 · Amount on Record |
| Deed Book / Page | 7928 / 88 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1851 STUDY RD, WESTMINSTER, MD 21158-1907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1851 STUDY RD, WESTMINSTER, MD 21158-1907 |
| Document Number | 0116370458 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 11637/458 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Dec 06, 2099 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,267 (+23%) | $439,400 (+11.47%) Land $175,100 Building $264,300 | |
| 2025 | $3,744.00 (-0.4%) Homeowner's exemption | ||
| 2023 | $3,759.00 Homeowner's exemption | $332,733 | $394,200 Land $150,100 Building $244,100 |
1851 Study Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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