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1851 Stephens Ln, Dover, FL 33527 Property Records

Hillsborough County property record for 1851 Stephens Ln, Dover, FL 33527

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,546 sqft · built 2019
Lot Size3.6 acres (157,252 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Mar 2018)
Tax Bill$10,811 (2025)
Deeds & MortgagesNov 2018 Construction Loan
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0848210000

Property Details

APN / Parcel Number

Primary APN0848210000
Alternative APN
  • U072921ZZZ000003949500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,546 sqft Heated Area
1st Floor Area3,546 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area157,252 sqft (3.6 acres)
Garage Area750 sqft
Pool Area1,232 sqft
PorchOpen Porch
Porch Area998 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0848210000
Street Address1851 STEPHENS LN
CityDOVER
StateFL
Zip33527-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS-1
Legal DescriptionTRACT BEG 674.1 FT E AND 1248.27 FT N OF SW COR AND RUN N 486.62 FT W 335.51 FT S 486.62 FT AND E 336.53 FT TO BEG
Legal Range21E
Legal Township29S
Legal Section07
Legal SubdivisionUNPLATTED
Legal Block3
Legal Lot Number950
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1004
Census Tract12209

Owner

Source: Hillsborough County records · APN 0848210000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1851 STEPHENS LN, DOVER, FL 33527-5907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2018Trustee's Deed, Construction Loan · Construction Mortgage
MIDFLORIDA CU ISAOA
Mar 09, 2018Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2018 · Amount on Record
Deed SaleMar 09, 2018 · Amount on Record
Prior SaleJan 15, 1999 · Amount on Record
Deed Document Number2018093197
Deed Book / Page25609 / 0567
Record UpdatedJun 08, 2026

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 03, 2018
Property Address1851 STEPHENS LN, DOVER, FL 33527-5907
Document Number0261811357
Book / Page026181 / 001357
Instrument DateOct 26, 2018
Instrument445583
Transaction TypeConstruction Loan
Record UpdatedNov 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 W DEVANE ST PLANT CITY FL 335632445, PLANT CITY, FL 33563-2445

Mortgage

Document Number261811357
DateNov 03, 2018
Book Page026181/001357
Instrument445583
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 02, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 09, 2018
Property Address1851 STEPHENS LN, DOVER, FL 33527-5907
Document Number0256090567
Book / Page025609 / 000567
Instrument DateMar 05, 2018
Instrument93197
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyAFFINITY TITLE SERVICES/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 W DEVANE ST PLANT CITY FL 335632445, PLANT CITY, FL 33563-2445

Mortgage

Document Number256090569
DateMar 09, 2018
Book Page025609/000569
Instrument93198
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 08, 2023

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,811.00 (+11.9%) Homeowner's exemption$598,898 (+5.99%)$855,236 (+9.42%) Land $251,256 Building $603,980
2023$9,661.00 (+3.4%) Homeowner's exemption$565,067 (+3%)$781,618 (+3.12%) Land $213,568 Building $568,050
2022$9,343.00 Homeowner's exemption$548,609$757,980 Land $194,723 Building $563,257

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims21 (2002–2024)
Claims Outside the SFHA6 of 21
Most Recent ClaimNov 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Nov 2024 · 9 claims
  • Hurricane Debby, Aug 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 275 locations within half a mile of this property.

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