Lapeer County property record for 1851 Smith Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $1,215 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-025-013-00 |
| Primary APN | 017-025-013-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 43,124 sqft (0.99 acres) |
|---|
| Street Address | 1851 SMITH RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1851 SMITH RD SEC 25 T8N R9E THE N 119 FT OF S 238 FT OF E 363 FT OF SE 1/4 OF NW 1/4. .99 A. |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 25 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 5, 2025 | Intrafamily Transfer, Transfer |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 10, 2019 | Warranty Deed, Transfer LIGHTHOUSE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Deed Document Number | 20191621 |
| Deed Book / Page | 3033 / 640 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0034860916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 5, 2025 |
| Property Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Document Number | 0034860916 |
| Book / Page | 3486 / 916 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Name | Verified Name |
|---|---|
| Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031100358 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 3110/358 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 19, 2019 |
| Property Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Document Number | 0030350553 |
| Book / Page | 003035 / 000553 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1851 SMITH RD LAPEER MI 484467716, LAPEER, MI 48446-7716 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 10, 2019 |
| Property Address | 1851 SMITH RD, LAPEER, MI 48446-7716 |
| Document Number | 0030330640 |
| Book / Page | 3033 / 640 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 1621 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3619 HADLEY RD, HADLEY, MI 48440-7713 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,600 (-2.02%) | $145,200 (-2.02%) | |
| 2025 | $1,215.00 (+2.1%) Homeowner's exemption | $74,100 (+24.12%) | $148,200 (+24.12%) |
| 2024 | $1,190.00 (+16.44%) | ||
| 2023 | $59,700 | $119,400 | |
| 2022 | $1,022.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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