Emmet County property record for 1851 Shaw Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,700 (May 2006) |
| Tax Bill | $2,080 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-16-27-400-035 |
| Primary APN | 01-16-27-400-035 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Architectural Style | Other |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1851 SHAW RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-2 |
| Legal Description | COM 2243.44 FT N OF SE COR OF SEC FOR POB, TH CONT N 224.9 FT TO S LN HIAWATHA TRAIL, TH S-71-26-23-W 34.81 FT & 110.09 FT ALG SD TRAIL, TH S-61-3-51-E 180.17 FT, TH E 117.81 FT TO POB. PT OF GOV LOT 5. SECTION 27, T35N, R5W. |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 27 |
| Legal Lot Number | 5 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 970400 |
1851 Shaw Rd is owned and occupied by an individual who bought it in May 2006.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Apr 24, 2017 | Deed of Trust, Mortgage ST FRANCIS X FCU |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Nov 1, 2018 | Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 31, 2018 | Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2006 · Amount on File |
| Deed Sale | May 25, 2006 · Amount on File |
| Prior Sale | Jun 1, 1996 · Amount on File |
| Deed Book / Page | 1080 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Document Number | 0000001253/0000000144 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 0000001253/0000000144 |
| Instrument | 5206136 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1194/0316 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 1194/0316 |
| Instrument | 5147192 |
| Name | ST FRANCIS X FCU |
|---|---|
| Address | PETOSKEY, MI 49770 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 3, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Document Number | 0000001222/0000000970 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 0000001222/0000000970 |
| Instrument | 5175912 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001207/0000000757 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 0000001207/0000000757 |
| Instrument | 000005160651 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 170 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1851 SHAW RD, PETOSKEY, MI 49770-9325 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001206/0000000237 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0000001206/0000000237 |
| Instrument | 000005159131 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 53 Months |
| Due | Jan 1, 2023 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,200 Building $178,200 | $356,400 Building $356,400 | |
| 2024 | $2,080.00 | ||
| 2023 | $127,700 Building $127,700 | $255,400 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1851 Shaw Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1851 Shaw Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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