1851 S Huron Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1851 S Huron Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,566 sqft · built 1934
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Aug 2004)
Tax Bill$2,541 (2026)
Deeds & MortgagesOct 2023 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN080-023-300-115-00

Property Details

APN / Parcel Number

Primary APN080-023-300-115-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,326 sqft
Basement Area910 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions380 ft deep x 133 ft wide
Garage Area1,360 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1851 S HURON RD
CityKAWKAWLIN
StateMI
Zip48631-9419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT S 1/4 COR SEC 23, TH ALG S SEC LN S89?13?30?W 31.63 FT TO ELY R/W LN HWY M-13, TH ALG SD R/W N21?51?40?W 341.61 FT TO
JurisdictionBAY MI
Township / Civil DivisionKAWKAWLIN
Census Block Group3
Census Block3037
Census Tract286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1851 S HURON RD, KAWKAWLIN, MI 48631-9419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
WILDFIRE CU
May 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
WILDFIRE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2004 · Amount on Record
Deed SaleAug 27, 2004 · Amount on Record
Prior SaleAug 18, 1994 · Amount on Record
Deed Book / Page2246 / 812
Prior Transfer DateOct 13, 1962
Prior Transfer Doc0516000049
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1851 S HURON RD, KAWKAWLIN, MI 48631-9419
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 S HURON RD, KAWKAWLIN, MI 48631-9419

Mortgage

Document Number0000011558
DateOct 16, 2023
Instrument202311558
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1851 S HURON RD, KAWKAWLIN, MI 48631-9419
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 S HURON RD, KAWKAWLIN, MI 48631-9419

Mortgage

Document Number0000007312
DateMay 9, 2022
Instrument202207312
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionKawkawlin Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,541.00 (+13.39%) Homeowner's exemption$119,300 (+55.74%)$238,600 (+55.74%)
2023$76,600$153,200
2022$2,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims4 (2017–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2018 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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