1851 S 1860 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1851 S 1860 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,197 sqft · built 2021
Lot Size	0.274 acres (11,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,631 (Dec 2020)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`54-359-0062`

Property Details

APN / Parcel Number

Primary APN	`54-359-0062`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	5,180 sqft
1st Floor Area	2,197 sqft
Basement Area	2,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,939 sqft (0.274 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1851 S 1860 E
City	SPANISH FORK
State	UT
Zip	84660-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45, PLAT B, VINCENT RIDGE SUB. AREA 0.274 AC.
Legal Subdivision	VINCENT RIDGE SUB
Legal Lot Number	45
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4006
Census Tract	10404

Owner

Source: Utah County records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Sep 29, 2025	Deed of Trust, Mortgage AMERICA FIRST FCU
May 30, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 24, 2022	Deed of Trust, Mortgage AMERICA FIRST FCU
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Jul 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 7, 2020	Warranty Deed, Transfer PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO
Dec 7, 2020	Warranty Deed, Construction Loan · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE CO
Sep 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2020	Warranty Deed, Transfer PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2020194240
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jul 22, 2026
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000061036
Instrument Date	Jul 21, 2026
Instrument	202661036
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509

Mortgage

Document Number	0000061036,
Date	Jul 22, 2026
Instrument	202661036

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509

Mortgage

Document Number	0000074567
Date	Sep 29, 2025
Instrument	74567:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2035

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034467
Date	May 30, 2023
Instrument	34467:2023

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112410
Date	Oct 24, 2022
Instrument	112410:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009288
Date	Jan 21, 2022
Instrument	9288:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2032

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 22, 2021
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000129463
Instrument Date	Jul 19, 2021
Instrument	129463:2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509

Mortgage

Document Number	0000129464
Date	Jul 22, 2021
Instrument	129464:2021

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 7, 2020
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000194239
Instrument Date	Dec 3, 2020
Instrument	194239
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	733 N MAIN ST SPANISH FORK UT 846601146, SPANISH FORK, UT 84660-1146

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 7, 2020
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000194240
Instrument Date	Dec 1, 2020
Instrument	194240:2020
Transaction Type	Construction Loan
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000194241
Date	Dec 7, 2020
Instrument	194241:2020

Lender

Name	SECURITY NATIONAL LIFE INSURANCE CO
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Sep 1, 2020
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000132703
Instrument Date	Aug 20, 2020
Instrument	132703
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 W ELECTION RD #100 DRAPER UT 840207722, 100, DRAPER, UT 84020-7722

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 22, 2020
Property Address	1851 S 1860 E, SPANISH FORK, UT 84660-6509
Document Number	0000070238
Instrument Date	May 22, 2020
Instrument	70238
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 W ELECTION RD #100 DRAPER UT 840207722, 100, DRAPER, UT 84020-7722

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,595 (-48.69%)	$762,900 (-6.71%) Land $262,800 Building $500,100
2025	$4,332.00	$817,800 (+92.53%) Land $262,800 Building $555,000	$817,800 (+5.89%) Land $262,800 Building $555,000
2024	$4,332.00 (+5.25%)
2023	$4,116.00 (+9.85%)	$424,765	$772,300 Land $250,300 Building $522,000
2022	$3,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 62% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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