1851 River Rd, Brookdale, CA 95007 Property Records

Santa Cruz County property record for 1851 River Rd, Brookdale, CA 95007

Property Summary

Property Type	Recreational Vacant Land
Details	9 bd · 8,412 sqft · built 1978
Lot Size	3.97 acres (173,195 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Sep 2018)
Tax Bill	$16,255 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079-291-24`

Property Details

APN / Parcel Number

Primary APN	`079-291-24`
Alternative APN	`079-291-24-000`

Interior

Bedrooms	9 Beds
Total Rooms	16 Rooms
Building Area	8,412 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Tile
Lot Area	173,195 sqft
Terrain	Steep

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1851 RIVER RD
City	BROOKDALE
State	CA
Zip	95007-3007
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Legal Subdivision	PM27 66
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120301

Owner

1851 River Rd, recreational vacant land, is owned by an individual who bought it in September 2018.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 574, BROOKDALE, CA 95007-0574
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Construction Mortgage BDS CAPITAL INC
Sep 10, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 10, 2018	Grant Deed, Transfer · Conventional Mortgage SENA TRUST (PT)
Sep 10, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Deed Document Number	201827583
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000027584
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1851 RIVER RD, BROOKDALE, CA 95007-3007
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 RIVER RD, BROOKDALE, CA 95007-3007

Mortgage

Document Number	0000020036
Date	Oct 19, 2023
Instrument	2023-0020036

Lender

Name	BDS CAPITAL INC
Type	Non-Lending Institution
Address	BROOKDALE, CA 95007

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	1851 RIVER RD, BROOKDALE, CA 95007-3007
Document Number	0000027582
Instrument Date	Aug 30, 2018
Instrument	27582
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	643 PIER AVE SANTA MONICA CA 904054556, SANTA MONICA, CA 90405-4556

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	1851 RIVER RD, BROOKDALE, CA 95007-3007
Document Number	0000027583
Instrument Date	Aug 30, 2018
Instrument	27583
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 WOODLAND DR BEN LOMOND CA 950059338, BEN LOMOND, CA 95005-9338

Mortgage

Document Number	27586
Date	Sep 10, 2018
Instrument	27586

Lender

Name	SENA TRUST (PT)
Address	643 PIER AVE, SANTA MONICA, CA 90405-4556

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	27585,
Date	Sep 10, 2018
Instrument	27585

Lender

Name	THELENDER
Address	FARMERS BRANCH, TX 75234

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	1851 RIVER RD, BROOKDALE, CA 95007-3007
Document Number	0000027584
Instrument Date	Aug 30, 2018
Instrument	27584
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 WOODLAND DR BEN LOMOND CA 950059338, BEN LOMOND, CA 95005-9338

Tax Assessment & Valuation

The 2025 property tax bill for 1851 River Rd was $16,255.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,393,841 (+2%) Land $711,143 Building $682,698
2025	$16,255.00	$1,366,510 Land $697,199 Building $669,311
2023	$15,666.00 (+2.38%)	$1,313,447 Land $670,126 Building $643,321	$1,282,590
2022	$15,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1851 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1851 River Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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