1851 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1851 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	1,457 sqft Heated Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$228,810 (2019)
Tax Bill	$3,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`062631063700010460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,457 sqft Heated Area
Gross Area	1,934 sqft Gross Area
1st Floor	1,457 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Finished Garage
Garage Area	378 sqft Garage
Porch	Open Porch
Porch Area	99 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1851 OVERCUP AVE
City	SAINT CLOUD
State	FL
Zip	34771-4881
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 46
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	OAKTREE POINTE VILLAS
Legal Tract	637
Legal Lot Number	46
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 062631063700010460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1851 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Deed Doc Number	2019164270
Deed Book / Page	5643 / 0428
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 18, 2019
Property Address	1851 OVERCUP AVE, SAINT CLOUD, FL 34771-4881
Document Number	0056430428
Book / Page	005643 / 000428
Instrument Date	Dec 17, 2019
Instrument	164270
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,601.67
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1851 OVERCUP AVE ST CLOUD FL 347714881, ST CLOUD, FL 34771-4881

Mortgage

Document Number	56430430
Date	Dec 18, 2019
Book Page	005643/000430
Instrument	164271

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+6.46%) Homeowner's exemption	$211,383 (+5.99%)	$263,200 (-4.78%) Land $65,000 Building $198,200
2023	$2,833.00 (+3.77%) Homeowner's exemption	$199,443 (+3%)	$276,400 (+20.33%) Land $65,000 Building $211,400
2022	$2,730.00 Homeowner's exemption	$193,634	$229,700 Land $50,000 Building $179,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.