1851 Oak St, Clearwater, FL 33760 Property Records

Pinellas County property record for 1851 Oak St, Clearwater, FL 33760

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,117 sqft · built 1981
Lot Size	0.229 acres (9,984 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Feb 2026)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-763-9949-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-9949-2`
Alternative APNs	`29-29-16-38603-000-0210` `291629386030000210` `162929386030000210` `R314842`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,117 sqft Living Area
Gross Area	1,713 sqft
1st Floor Area	1,117 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,984 sqft (0.229 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	155 sqft
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R314842
Street Address	1851 OAK ST
City	CLEARWATER
State	FL
Zip	33760-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HIDDEN COVE II ADDITION LOT 21
Legal Range	16E
Legal Township	29S
Legal Section	29
Legal Subdivision	HIDDEN COVE II ADDITION
Legal Tract	38603
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1016
Census Tract	24507

Owner

Source: Pinellas County records · APN C62-000-763-9949-2

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1837 OAK ST, CLEARWATER, FL 33760-1408
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2026 · Amount on Record
Deed Sale	Feb 09, 2026 · Amount on Record
Prior Sale	Oct 12, 1999 · Amount on Record
Deed Document Number	202634778
Deed Book / Page	23447 / 1119
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 09, 2026
Property Address	1851 OAK ST, CLEARWATER, FL 33760-1408
Document Number	0234471119
Book / Page	23447 / 1119
Map Reference	MB 83 PG 52
Instrument Date	Feb 06, 2026
Instrument	2026034776
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 COACHLIGHT WAY, DUNEDIN, FL 34698-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 OAK ST, CLEARWATER, FL 33760-1408

Mortgage

Document Number	0234471121
Date	Feb 09, 2026
Instrument	23447/1121

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00 (-16.21%)	$222,514 (-18.37%) Land $61,839 Building $160,675	$222,514 (-18.37%) Land $61,839 Building $160,675
2024	$5,033.00 (+6.38%)
2023	$4,731.00 (+5.16%)	$272,586 (+0.31%)	$272,586 (+0.31%) Land $138,879 Building $133,707
2022	$4,499.00	$271,732	$271,732 Land $169,640 Building $102,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030245071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 159 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	427 units insured incl. 268 condo units
Nearby Flood Claims	33 (1979–2024)
Claims Outside the SFHA	11 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 8 claims Hurricane Erin, Aug 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.