1851 Oak Pl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1851 Oak Pl, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2020
Lot Size	0.181 acres (7,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2025)
Tax Bill	$9,437 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`18-12-32-2750-00340-0190`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00340-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,637 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,863 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1851 OAK PL
City	FLAGLER BEACH
State	FL
Zip	32136-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BLK 34 LOT 19 OR 449 PG 183 OR 1225 PG 482-BAER TRUST OR 1541 PG 1416-DC FOR WALTER OR 1541 PG 1417- RESIGNATION OF TRUSTEE OR 1541 PG 1343 OR 2315/47 OR 2348/1610 OR 2360/948 OR 2415/1447
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	34
Legal Lot Number	19
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3038
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 W CRUIKSHANK RD, VALENCIA, PA 16059-1802
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jan 29, 2020	Warranty Deed, Transfer OLDE FL TITLE LLC
Jun 6, 2019	Warranty Deed, Transfer OLDE FL TITLE LLC
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit INTRACOASTAL BK
Oct 29, 2018	Warranty Deed, Transfer · Commercial Mortgage INTRACOASTAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202533194
Deed Book / Page	2982 / 1640
Prior Transfer Date	Apr 10, 2025
Prior Transfer Doc	0029520881
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FEDERAL TITLE, FEDERAL TITLE INC AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900

Mortgage

Document Number	0026620930
Date	Mar 1, 2022
Book Page	2662/930
Instrument	2022010644

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 18, 2020
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Document Number	0024960748
Book / Page	2496 / 748
Map Reference	MB 1 PG 26
Instrument Date	Oct 7, 2020
Instrument	2020047731
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,747.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 SHORE DR, 705, VERO BEACH, FL 32963-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900

Mortgage

Document Number	0002496750
Date	Nov 18, 2020
Instrument	2496/750

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 29, 2020
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Document Number	0024151447
Book / Page	002415 / 001447
Instrument Date	Jan 14, 2020
Instrument	3597
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	OLDE FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 SHORE DR VERO BEACH FL 329631263, VERO BEACH, FL 32963-1263

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 6, 2019
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Document Number	0023600948
Book / Page	002360 / 000948
Instrument Date	Jun 5, 2019
Instrument	20539
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	OLDE FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD SOUTH DAYTONA FL 321198720, SOUTH DAYTONA, FL 32119-8720

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Document Number	0023291257
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1851 S PALMETTO AVE FLAGLER BEACH FL 32136, FLAGLER BEACH, FL 32136

Mortgage

Document Number	0023291257
Date	Jan 10, 2019
Book Page	002329/001257
Instrument	1134

Lender

Name	INTRACOASTAL BK
Type	Bank
Address	PALM COAST, FL 32137

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 9, 2039

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 29, 2018
Property Address	1851 OAK PL, FLAGLER BEACH, FL 32136-3900
Document Number	0023150047
Book / Page	2315 / 0047
Map Reference	MB1 PG26
Instrument Date	Oct 19, 2018
Instrument	2018040648
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 W CARMEL VALLEY RD, 380, CARMEL VALLEY, CA 93924-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3660 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4117

Mortgage

Document Number	2018040649
Date	Oct 29, 2018
Instrument	2018040649

Lender

Name	INTRACOASTAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,437.00 (+3.95%)	$483,102 (+5.06%) Land $135,500 Building $347,602	$483,102 (+5.06%) Land $135,500 Building $347,602
2024	$9,078.00 (+8.02%)
2023	$8,404.00 (+6.7%)	$459,816 (+2.34%) Land $135,500 Building $324,316	$459,816 (+2.34%) Land $135,500 Building $324,316
2022	$7,876.00	$449,308 Land $135,500 Building $313,808	$449,308 Land $135,500 Building $313,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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