1851 Main St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1851 Main St, Watsonville, CA 95076

Property Summary

Property TypeService Station & Convenience Store
Detailsbuilt 1944
Lot Size0.703 acres (30,623 sqft)
OwnerCompany Name on File
Last Sale$2,800,000 (Apr 2000)
Tax Bill$29,057 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-441-05

Property Details

APN / Parcel Number

Primary APN018-441-05
Alternative APN
  • 018-441-05-000

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Construction TypeMetal Frame
Fire ResistanceSpecial
Lot Area30,623 sqft (0.703 acres)
TerrainSteep

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1851 MAIN ST
CityWATSONVILLE
StateCA
Zip95076-6024
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station & Convenience Store
Legal SubdivisionPARCEL MAP
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110402

Owner

1851 Main St, a commercial property, is owned by a company that bought it in April 2000.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordCompany Name on File
Mailing Address821 CORPORATE WAY, FREMONT, CA 94539-6115
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Commercial Mortgage
FREMONT BANK
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Jul 31, 2019Deed of Trust, Mortgage · Construction Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2000 · Amount on File
Deed SaleApr 21, 2000 · Amount on File
Prior SaleJan 18, 1996 · Amount on File
Deed Document Number200019235
Prior Transfer DateMay 3, 1996
Prior Transfer Doc0000027216
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1851 MAIN ST, WATSONVILLE, CA 95076-6024
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3736 FALLON RD 509, DUBLIN, CA 94568-7400

Mortgage

Document Number0000002023
DateJan 30, 2026
Instrument2026-0002023
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueFeb 1, 2031

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1851 MAIN ST, WATSONVILLE, CA 95076-6024
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3736 FALLON RD 509, 509, DUBLIN, CA 94568-7400

Mortgage

Document Number0000018085
DateSep 22, 2023
Instrument2023-0018085
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1851 MAIN ST, WATSONVILLE, CA 95076-6024
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021692
DateJul 31, 2019
Instrument2019-0021692
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1851 Main St was $29,057.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,325,480 (+2%) Land $1,567,734 Building $757,746
2025$29,057.00$2,279,882 Land $1,536,994 Building $742,888
2023$25,904.00 (-6.2%)$2,191,351 Land $1,477,310 Building $714,041
2022$27,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1851 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1851 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Main St

Nearby Streets

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