1851 Garden Rd, Durham, CA 95938 Property Records

Butte County property record for 1851 Garden Rd, Durham, CA 95938

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,047 sqft · built 1992
Lot Size1.12 acres (48,787 sqft)
OwnerTrust Name on Record
Tax Bill$4,603 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN040-100-046-000

Property Details

APN / Parcel Number

Primary APN040-100-046-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,047 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleModern
Construction TypeWood
Lot Area48,787 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1851 GARDEN RD
CityDURHAM
StateCA
Zip95938-9652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTT RD
Legal SubdivisionDURHAM STATE LAND SETTLEMENT
Legal Lot Number67
JurisdictionBUTTE CA
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3014
Census Tract1500

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address1851 GARDEN RD, DURHAM, CA 95938-9652
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2016
Transfer Doc0000049090
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1851 GARDEN RD, DURHAM, CA 95938-9652
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032429
DateAug 13, 2020
Instrument2020-0032429
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressSACRAMENTO, CA 95815
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 4, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictDurham Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,603.00 (+8.38%) Homeowner's exemption$409,404 (+4.04%) Land $135,194 Building $274,210
2023$4,247.00 (+1.9%) Homeowner's exemption$393,509 Land $129,946 Building $263,563
2022$4,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 policies
Nearby Flood Policies177 in force
Nearby Flood Claims15 (1995–2019)
Most Recent ClaimFeb 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Garden Rd

Nearby Streets

Search Property Records by Address or Parcel Number