1851 E 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 1851 E 32nd St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Jun 2020)
Tax Bill	$3 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-095-104-027`

Property Details

APN / Parcel Number

Primary APN	`03-00-095-104-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	714 sqft
2nd Floor Area	672 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	234 sqft
Balcony	Balcony
Balcony Area	78 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	1851 E 32ND ST
City	LORAIN
State	OH
Zip	44055-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD LAND CO 50 X 142
Legal Subdivision	HOP COMPANYS ADD
Legal Block	104
Legal Lot Number	653
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2000
Census Tract	23100

Owner

Source: Lorain County records · APN 03-00-095-104-027

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1851 E 32ND ST, LORAIN, OH 44055-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2020 · Amount on Record
Deed Sale	Jun 04, 2020 · Amount on Record
Prior Sale	Dec 07, 2017
Deed Document Number	2020002922
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 04, 2020
Property Address	1851 E 32ND ST, LORAIN, OH 44055-1811
Document Number	0000763244
Instrument Date	Jun 03, 2020
Instrument	763244
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 E 32ND ST LORAIN OH 440551811, LORAIN, OH 44055-1811

Mortgage

Document Number	763245
Date	Jun 04, 2020
Instrument	763245

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3.00	$41,210 (+%) Land $4,800 Building $36,410	$117,740 (-) Land $13,720 Building $104,020
2024	$3.00 (-99.75%)	$41,209 (+75.63%) Land $4,802 Building $36,407	$117,740 (+75.63%) Land $13,720 Building $104,020
2023	$1,208.00 (+0.83%)	$23,464 (-0.03%) Land $2,926 Building $20,538	$67,040 (-) Land $8,360 Building $58,680
2022	$1,198.00	$23,470 Land $2,930 Building $20,540
2021			$67,040 Land $8,360 Building $58,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 482 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.