1851 Banner Valley Rd, Ely, IA 52227 Property Records

Linn County property record for 1851 Banner Valley Rd, Ely, IA 52227

Property Summary

Property TypeSingle Family Home
Details5 bd · 2,525 sqft · built 2025
Lot Size39.1 acres (1,703,631 sqft)
Owner2 Individual Names on Record
Tax Bill$1,284 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Jan 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN18331-26001-00000

Property Details

APN / Parcel Number

Primary APN18331-26001-00000

Interior

Bedrooms5 Beds
Total Rooms10 Rooms
Stories1 Story
Building Area2,525 sqft Living Area
1st Floor Area2,525 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Construction TypeFrame
Lot Area1,703,631 sqft
Garage TypeAttached
Garage Area1,384 sqft

Location & Zoning

Street Address1851 BANNER VALLEY RD
CityELY
StateIA
Zip52227-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionNW NE EX RD
Legal Range06
Legal Township82
Legal Section33
JurisdictionLINN IA
Township / Civil DivisionPUTNAM
Census Block Group4
Census Block4035
Census Tract10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1851 BANNER VALLEY RD, ELY, IA 52227-9709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY SAVINGS BANK
Jan 21, 2021Warranty Deed, Transfer · Line of Credit
COMMUNITY SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1851 BANNER VALLEY RD, ELY, IA 52227-9709
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6410 WINDY MEADOW LN NE, CEDAR RAPIDS, IA 52411-6669

Mortgage

Document Number2025005528
DateMar 10, 2025
Instrument2025-005528
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Address101 E UNION ST, EDGEWOOD, IA 52042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term78 Months
DueSep 7, 2031
Interest
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateJan 21, 2021
Property AddressELY, IA 52227
Document Number0108960174
Book / Page010896 / 000174
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedMar 2, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$682.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6410 WINDY MEADOW LN NE CEDAR RAPIDS IA 524116669, CEDAR RAPIDS, IA 52411-6669

Mortgage

Document Number108960177
DateJan 21, 2021
Book Page010896/000177
Lender
NameCOMMUNITY SVGS BK
TypeFederal Savings Bank
AddressEDGEWOOD, IA 52042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 20, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
Unified School DistrictSolon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,052,800 (+1,265.5%) Land $77,100 Building $975,700$1,052,800 (+1,265.5%) Land $77,100 Building $975,700
2025$1,284.00$77,100 (+16.29%) Land $77,100$77,100 (+16.29%) Land $77,100
2024$1,284.00 (-1.08%)
2023$66,300 Land $66,300$66,300 Land $66,300
2022$1,298.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Slope Cooperative Telephone Company
Fiber
10,000 / 10,000

Nearby Properties on Banner Valley Rd

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