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18509 E 23rd Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18509 E 23rd Ter S, Independence, MO 64057 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,063 sqft · built 1999
Lot Size0.276 acres (12,026 sqft)
OwnerIndividual Name on File
Tax Bill$4,146 (2024)
Deeds & MortgagesOct 2021 Line of Credit
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN25-530-14-07

Property Details

APN / Parcel Number

Primary APN25-530-14-07
Alternative APNs
  • 25-530-14-07-00-0-00-000
  • 771093

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,063 sqft Living Area
1st Floor Area2,025 sqft
Basement Area2,025 sqft
Finished Basement1,726 sqft
Unfinished Basement299 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,026 sqft (0.276 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area262 sqft
Patio Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number771093
Street Address18509 E 23RD TER S
CityINDEPENDENCE
StateMO
Zip64057-2439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR OAKS 7TH PLAT LOT 149
Legal SubdivisionCEDAR OAKS 7TH PLAT
Legal Block2
Legal Lot Number149
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2000
Census Tract14702

Owner

Source: Jackson County records · APN 25-530-14-07

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18509 E 23RD TERRACE ST, INDEPENDENCE, MO 64057
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Jan 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 1998
Deed SaleAug 10, 1998
Deed Document Number19982428
Deed Book / Page3252 / P1375
Last Transfer DateDec 18, 2018
Transfer Doc0000E03446
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18509 E 23RD TER S, INDEPENDENCE, MO 64057-2439
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address18509 E 23RD TER S, INDEPENDENCE, MO 64057-2439

Mortgage

Document Number00E0116416
DateOct 21, 2021
Instrument2021E0116416
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 15, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateJan 15, 2019
Property Address18509 E 23RD TER S, INDEPENDENCE, MO 64057-2439
Document Number0000E03446
Instrument DateDec 18, 2018
Instrument3446E
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18509 E 23RD TER S INDEPENDENCE MO 640572439, INDEPENDENCE, MO 64057-2439

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$68,827 (+15%) Land $8,658 Building $60,169$362,250 (+15%)
2024$4,146.00 (+2.32%)
2023$4,052.00$59,850 Land $6,764 Building $53,086$315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950147022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1982)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: AT&T, Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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