18509 Doves Crest Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18509 Doves Crest Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,756 sqft · built 2020
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$1,575,000 (Jun 2026)
Tax Bill	$8,077 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-122-45`

Property Details

APN / Parcel Number

Primary APN	`007-122-45`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,756 sqft Living Area
Gross Area	5,578 sqft
1st Floor Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	822 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18509 DOVES CREST RD
City	CORNELIUS
State	NC
Zip	28031-0390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP(CZ)
Legal Description	L33 M60-342
Legal Subdivision	BEVERLY
Legal Block	2
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1075
Census Tract	6409

Owner

18509 Doves Crest Rd is owned and occupied by an individual who bought it in June 2026.

Source: Mecklenburg County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202663552
Deed Book / Page	40501 / 624
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390

Mortgage

Document Number	0000071926
Date	May 11, 2022
Book Page	37329/321
Instrument	2022071926

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 15, 2026
Property Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390
Document Number	0000063552
Book / Page	40501 / 624
Instrument Date	Jun 12, 2026
Instrument	202663552
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390

Mortgage

Document Number	0000063553,
Date	Jun 15, 2026
Instrument	202663553

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 23, 2020
Property Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390
Document Number	0000154965
Book / Page	35091 / 729
Map Reference	MB 60 PG 342
Instrument Date	Sep 21, 2020
Instrument	2020154965
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 JOHN F KENNEDY BLVD, 1819, PHILADELPHIA, PA 19103-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18509 DOVES CREST RD, CORNELIUS, NC 28031-0390

Mortgage

Document Number	0000154966
Date	Sep 23, 2020
Instrument	2020154966

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 18509 Doves Crest Rd was $8,077.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,077.00	$1,204,990 Land $200,000 Building $1,004,990	$1,204,990 Land $200,000 Building $1,004,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18509 Doves Crest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18509 Doves Crest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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