18506 Palmer Dr, Macomb, MI 48042 Property Records

Macomb County property record for 18506 Palmer Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,218 sqft · built 2013
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on File
Last Sale$276,313 (Jun 2014)
Tax Bill$4,850 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-05-478-014

Property Details

APN / Parcel Number

Primary APN20-08-05-478-014
Alternative APN
  • 0805478014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,218 sqft Living Area
1st Floor Area1,130 sqft
Basement Area1,130 sqft
Unfinished Basement1,130 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2014
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address18506 PALMER DR
CityMACOMB
StateMI
Zip48042-1731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWOLVERINE COUNTRY CLUB SUB LOT 137 LIBER: 159 PGS: 29-43
Legal SubdivisionWOLVERINE COUNTRY CLUB SUB
Legal Lot Number137
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group3
Census Block3043
Census Tract223802

Owner

18506 Palmer Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address18506 PALMER DR, MACOMB, MI 48042-1731
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Dec 22, 2021Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 9, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE
Sep 12, 2019Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2014 · Amount on File
Deed SaleJun 23, 2014 · Amount on File
Prior SaleJul 6, 2012 · Amount on File
Deed Document Number20144075891
Deed Book / Page22875 / 247
Prior Transfer DateFeb 3, 2014
Prior Transfer Doc0000022541
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18506 PALMER DR, MACOMB, MI 48042-1731
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18506 PALMER DR, MACOMB, MI 48042-1731

Mortgage

Document Number2102140989
DateMar 23, 2021
Book Page27504/925
Instrument202102140989
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18506 PALMER DR, MACOMB, MI 48042-1731
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18506 PALMER DR, MACOMB, MI 48042-1731

Mortgage

Document Number2102292553
DateDec 22, 2021
Book Page28312/357
Instrument202102292553
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 1, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18506 PALMER DR, MACOMB, MI 48042-1731
Document Number0000068942
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18506 PALMER DR MACOMB MI 480421731, MACOMB, MI 48042-1731

Mortgage

Document Number0000068942
DateJun 17, 2020
Book Page026772/000196
Instrument68942
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 16, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18506 PALMER DR, MACOMB, MI 48042-1731
Document Number0000106540
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18506 PALMER DR MACOMB MI 480421731, MACOMB, MI 48042-1731

Mortgage

Document Number0000106540
DateSep 23, 2019
Book Page026212/000866
Instrument106540
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18506 Palmer Dr was $4,850 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,200 (+2.96%)$472,400 (+2.96%)
2025$4,850.00 Homeowner's exemption$229,400$458,800
2023$201,700$403,400
2022$4,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18506 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18506 Palmer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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