18504 Hammock Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18504 Hammock Ln, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,371 sqft · built 1990
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Dec 1998)
Tax Bill$6,917 (2024)
Deeds & MortgagesFeb 2026 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-333-16

Property Details

APN / Parcel Number

Primary APN007-333-16

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,371 sqft Living Area
Gross Area3,899 sqft
1st Floor Area2,256 sqft
Upper Floors Area814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area26,572 sqft (0.61 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area528 sqft
Pool Area512 sqft
Deck Area308 sqft
Patio Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18504 HAMMOCK LN
CityDAVIDSON
StateNC
Zip28036-8839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionL2 B8 M23-281
Legal SubdivisionRIVER RUN PH I MAP 05
Legal Block8
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3004
Census Tract6404

Owner

Source: Mecklenburg County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18504 HAMMOCK LN, DAVIDSON, NC 28036-8839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 1998 · Amount on Record
Deed SaleDec 14, 1998 · Amount on Record
Deed Document Number1998196285
Deed Book / Page10110 / 911
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18504 HAMMOCK LN, DAVIDSON, NC 28036-8839
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017890
DateFeb 24, 2026
Book Page40218/971
Instrument2026017890
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 12, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18504 HAMMOCK LN, DAVIDSON, NC 28036-8839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032410
DateMar 6, 2020
Book Page34347/854
Instrument2020032410
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$916,800 Land $200,000 Building $716,800$916,800 Land $200,000 Building $716,800
2024$6,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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