18504 E 10th Ave, Spokane Valley (Greenacres), WA 99016 Property Records

Spokane County property record for 18504 E 10th Ave, Spokane Valley, WA 99016

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,873 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$315,000 (Jul 2017)
Tax Bill	$5,967 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55194.1326`

Property Details

APN / Parcel Number

Primary APN	`55194.1326`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,873 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	1,547 sqft
Basement Area	1,474 sqft
Finished Basement	1,326 sqft
Unfinished Basement	148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18504 E 10TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99016-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	19-25-45, LT 26, BLK 3 OF TURTLE CREEK 3RD ADD, PLAT, AUDITORS FILE # 4549454, BK 26, PG89 & 1/52 INTEREST IN COMMON AREAS.
Legal Range	45
Legal Township	25
Legal Section	19
Legal Subdivision	TURTLE CREEK 3RD ADD
Legal Block	3
Legal Lot Number	26
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2017
Census Tract	13102

Owner

18504 E 10th Ave is owner-occupied and held in a trust since July 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18504 E 10TH AVE, SPOKANE VALLEY, WA 99016-7742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE CITY CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STERRA PACIFIC MORTGAGE COMPANY INC
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	20176621718
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18504 E 10TH AVE, SPOKANE VALLEY, WA 99016-7742
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007229397
Date	Aug 3, 2022
Instrument	7229397

Lender

Name	SPOKANE CITY CU
Type	Credit Union
Address	SPOKANE, WA 99209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18504 E 10TH AVE, SPOKANE VALLEY, WA 99016-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006931762
Date	Jun 17, 2020
Instrument	6931762

Lender

Name	STERRA PACIFIC MORTGAGE COMPANY INC
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 17, 2017
Property Address	18504 E 10TH AVE, SPOKANE VALLEY, WA 99016-7742
Document Number	0006621718
Map Reference	VOL26 PG89&90
Instrument Date	Jul 7, 2017
Instrument	6621718
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,612.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18504 E 10TH AVE, SPOKANE VALLEY, WA 99016-7742

Mortgage

Document Number	0006621719
Date	Jul 17, 2017
Instrument	6621719

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18504 E 10th Ave was $5,967, up 5.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,967.00 (+5.55%)	$538,900 Land $135,000 Building $403,900	$538,900 Land $135,000 Building $403,900
2025	$5,653.00
2024		$515,300 (+42.66%) Land $70,000 Building $445,300	$515,300 (+42.66%) Land $70,000 Building $445,300
2023	$5,088.00 (+15.77%)	$361,200 Land $70,000 Building $291,200	$361,200 Land $70,000 Building $291,200
2022	$4,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18504 E 10th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18504 E 10th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Red Spectrum Communications, Verizon.

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