18504 Denhigh Cir, Olney, MD 20832 Property Records

Montgomery County property record for 18504 Denhigh Cir, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,269 sqft · built 2001
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$727,500 (Jul 2018)
Tax Bill	$11,172 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-03099633`

Property Details

APN / Parcel Number

Primary APN	`08-03099633`
Alternative APN	`03099633`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,269 sqft Living Area
Gross Area	5,689 sqft
1st Floor Area	2,421 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,250 sqft (0.235 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	618 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03099633
Street Address	18504 DENHIGH CIR
City	OLNEY
State	MD
Zip	20832-1883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BARNSLEY MANOR ESTATES
Legal Subdivision	BARNESLEY MANOR ESTATES
Legal Block	K
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1017
Census Tract	701307

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Jul 13, 2018	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Jul 5, 2016 · Amount on File
Deed Book / Page	56306 / 216
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	STEWART TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0575770085
Date	May 16, 2019
Book Page	57577/085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LAWYERS ADVANTAGE TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0606640182
Date	Oct 5, 2020
Book Page	60664/182

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 13, 2018
Property Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883
Document Number	0563060216
Book / Page	56306 / 216
Map Reference	MB176 PL19690
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	GPN TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,093.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883

Mortgage

Document Number	0056306225
Date	Jul 13, 2018
Instrument	56306/225

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18504 DENHIGH CIR, OLNEY, MD 20832-1883
Document Number	0543650118
Book / Page	054365 / 000118
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18504 DENHIGH CIR OLNEY MD 208321883, OLNEY, MD 20832-1883

Mortgage

Document Number	0543650118
Date	May 31, 2017
Book Page	054365/000118

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$966,900 (+5.36%)	$1,065,300 (+16.08%) Land $275,600 Building $789,700
2025	$11,172.00 (+34.62%)	$917,700 (+15.96%) Land $262,400 Building $655,300	$917,700 (-) Land $262,400 Building $655,300
2023		$791,367	$917,700 Land $262,400 Building $655,300
2022	$8,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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