Harris County property record for 18502 Rustic Oar Way, Humble, TX 77346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,524 sqft · built 2004 |
| Lot Size | 0.188 acres (8,171 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-985-053-0039 |
| Primary APN | 115-985-053-0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 2,524 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,171 sqft (0.188 acres) |
| View / Lot | Buildable |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 416 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1159850530039 |
|---|---|
| Street Address | 18502 RUSTIC OAR WAY |
| City | HUMBLE |
| State | TX |
| Zip | 77346-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 39 BLK 53 CHAMPIONS VILLAGE WALDEN ON LAKE HOUSTON PH 5 |
| Legal Subdivision | CHAMPIONS VILLAGE WALDEN ON LAKE HOUSTON |
| Legal Block | 53 |
| Legal Lot Number | 39 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 250404 |
18502 Rustic Oar Way is owned and occupied by two individuals who acquired it in August 2019.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18502 RUSTIC OAR WAY, HUMBLE, TX 77346-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage BBVA USA |
| Aug 21, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 |
| Deed Sale | Aug 21, 2019 |
| Prior Sale | Dec 7, 2005 · Amount on File |
| Deed Document Number | 2019369162 |
| Prior Transfer Date | Nov 28, 2005 |
| Prior Transfer Doc | 0000948004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18502 RUSTIC OAR WAY, HUMBLE, TX 77346-6208 |
| Document Number | 0000500567 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 18502 RUSTIC OAR WAY HUMBLE TX 773466208, HUMBLE, TX 77346-6208 |
| Document Number | 0000500567 |
|---|---|
| Date | Nov 11, 2019 |
| Instrument | 500567 |
| Name | BBVA USA |
|---|---|
| Address | HUMBLE, TX 77346 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 21, 2019 |
| Property Address | 18502 RUSTIC OAR WAY, HUMBLE, TX 77346-6208 |
| Document Number | 0000369162 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 369162 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18502 RUSTIC OAR WAY HUMBLE TX 773466208, HUMBLE, TX 77346-6208 |
The 2025 property tax bill for 18502 Rustic Oar Way was $1,934 with a homeowner's exemption, down 33.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,000 (+10.65%) Land $79,411 Building $248,589 | $328,000 (+10.65%) Land $79,411 Building $248,589 | |
| 2025 | $1,934.00 (-33.93%) Homeowner's exemption | $296,442 Land $79,411 Building $217,031 | $296,442 Land $79,411 Building $217,031 |
| 2024 | $2,927.00 | ||
| 2023 | $331,113 Land $53,556 Building $277,557 | $331,113 Land $53,556 Building $277,557 | |
| 2022 | $423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18502 Rustic Oar Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 18 (2008–2023) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | May 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18502 Rustic Oar Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 153 serves 11,781 people · EPA ID TX1012133 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Tachus Fiber Internet.
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