Lake County property record for 18501 Rustic Ridge Rd, Lower Lake, CA 95457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,196 sqft · built 2000 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Apr 2026) |
| Tax Bill | $5,583 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 012-050-300-000 |
| Primary APN | 012-050-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Concrete |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Old Parcel Number | 012-050-30 |
|---|---|
| Street Address | 18501 RUSTIC RIDGE RD |
| City | LOWER LAKE |
| State | CA |
| Zip | 95457-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | 4-7, PARCEL MAP |
| Legal Block | 4 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LOWER LAKE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1200 |
Source: Lake County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18501 RUSTIC RIDGE RD, LOWER LAKE, CA 95457-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 2, 2026 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Aug 22, 2019 | Grant Deed, Transfer · ARM IMC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Aug 22, 2019 · Amount on Record |
| Deed Document Number | 20263110 |
| Prior Transfer Date | Jun 17, 2021 |
| Prior Transfer Doc | 0000010541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 18501 RUSTIC RIDGE RD, LOWER LAKE, CA 95457-8003 |
| Document Number | 0000003110 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20263110 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,994.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18501 RUSTIC RIDGE RD, LOWER LAKE, CA 95457-8003 |
| Document Number | 0000003111, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20263111 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 22, 2021 |
| Property Address | 18501 RUSTIC RIDGE RD, LOWER LAKE, CA 95457 |
| Document Number | 0000010541 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021010541 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2828 COLEMAN GLEN LN, SANTA ROSA, CA 95407-4577 |
| Document Number | 0000010542 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021010542 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Aug 22, 2019 |
| Property Address | 18501 RUSTIC RIDGE RD, LOWER LAKE, CA 95457 |
| Document Number | 0000010310 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2019010310 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2828 COLEMAN GLEN LN, SANTA ROSA, CA 95407-4577 |
| Document Number | 0000010311 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019010311 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 7.99% |
| Index | 1-Year LIBOR |
| Max Rate | 7.99% |
Source: Lake County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,583.00 (+2.29%) | $484,371 (+4.04%) Land $136,703 Building $347,668 |
| 2023 | $5,458.00 (+5.27%) | $465,564 Land $131,396 Building $334,168 |
| 2022 | $5,185.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 93% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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