1850 Windette Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1850 Windette Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3,040 sqft · built 2003
Lot Size	0.218 acres (9,511 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2022)
Tax Bill	$8,655 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-354-009`

Property Details

APN / Parcel Number

Primary APN	`14-35-354-009`

Interior

Stories	2 Stories
Building Area	3,040 sqft Living Area
Gross Area	4,848 sqft
Basement Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,511 sqft (0.218 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1850 WINDETTE DR
City	MONTGOMERY
State	IL
Zip	60538-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFIELD WAY UNIT 1, LOT #9
Legal Subdivision	FAIRFIELD WAY
Legal Block	3
Legal Lot Number	9
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3000
Census Tract	854508

Owner

1850 Windette Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1850 WINDETTE DR, MONTGOMERY, IL 60538-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Feb 20, 2003 · Amount on File
Deed Document Number	202254715
Last Transfer Date	Dec 21, 2022
Transfer Doc	0000059718
Record Updated	Oct 29, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 21, 2022
Property Address	1850 WINDETTE DR, MONTGOMERY, IL 60538-3300
Document Number	0000059718
Map Reference	DOC 2002K1202184
Instrument Date	Dec 21, 2022
Instrument	2022K059718
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 WINDETTE DR, MONTGOMERY, IL 60538-3300

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2022
Property Address	1850 WINDETTE DR, MONTGOMERY, IL 60538-3300
Document Number	0000054715
Map Reference	DOC 2002K102184
Instrument Date	Sep 22, 2022
Instrument	2022K054715
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12418 S COMPASS AVE, PLAINFIELD, IL 60585-7821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054716
Date	Nov 14, 2022
Instrument	2022K054716

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1850 Windette Dr was $8,655 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Montgomery Village
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,655.00 Homeowner's exemption	$114,753 (+7.83%) Land $29,876 Building $84,877	$344,397 (+7.83%) Land $89,664 Building $254,733
2024		$106,421 Land $27,707 Building $78,714	$319,391 Land $83,154 Building $236,236
2022	$8,061.00 (+3.51%) Homeowner's exemption	$88,606 (+5.08%) Land $23,069 Building $65,537	$265,818 (+5.08%) Land $69,207 Building $196,611
2021	$7,788.00 Homeowner's exemption	$84,323 Land $21,954 Building $62,369	$252,969 Land $65,862 Building $187,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1850 Windette Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 Windette Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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