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1850 Wheeler Rd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1850 Wheeler Rd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,291 sqft · built 1999
Lot Size0.564 acres (24,611 sqft)
Owner2 Owner Names on File
Last Sale$123,000 (Jul 2003)
Tax Bill$506 (2024)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24-2S-28-0000-00726-0000

Property Details

APN / Parcel Number

Primary APN24-2S-28-0000-00726-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,291 sqft Heated Area
Gross Area2,937 sqft
1st Floor Area2,753 sqft
Upper Floors Area642 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area24,611 sqft (0.564 acres)
Lot Dimensions3,520 ft deep x 700 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area184 sqft
Patio Area112 sqft
Shed1 Shed
Shed Area4 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number242S280000007260000
Street Address1850 WHEELER RD
CityGULF BREEZE
StateFL
Zip32563-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM AT SE SEC COR TH N 0*07 48 E 686 FT TO N R/W HWY 98 TH S 79*30'W ALONG R/W 408.49 FT TO WLY R/W ABERCROMBIE RD TH N
Legal Range28W
Legal Township02S
Legal Section24
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group2
Census Block2004
Census Tract10823

Owner

The current owner of 1850 Wheeler Rd bought it in July 2003.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address1850 WHEELER RD, GULF BREEZE, FL 32563-8824
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2003 · Amount on File
Deed SaleJul 24, 2003 · Amount on File
Prior SaleApr 6, 1999 · Amount on File
Deed Document Number0217401411
Deed Book / Page02174 / 01411
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1850 WHEELER RD, GULF BREEZE, FL 32563-8824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038290503
DateMay 15, 2019
Book Page3829/0503
Instrument201919977
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$506.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$131,702 (+3%)$267,905 (+7.48%) Land $58,500 Building $209,405
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$127,866$249,249 Land $46,800 Building $202,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1850 Wheeler Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 260 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies260 in force
Nearby Flood Claims20 (1995–2023)
Claims Outside the SFHA7 of 20
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 Wheeler Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Ripple Broadband.

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