Miami-Dade County property record for 1850 Rutland St, Opa Locka, FL 33054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,206 sqft · built 1950 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Aug 2016) |
| Tax Bill | $2,902 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification Jan 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-2122-006-0610 |
| Primary APN | 08-2122-006-0610 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,406 sqft |
| 1st Floor Area | 1,206 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 235 sqft |
| Carport | Carport |
| Carport Area | 235 sqft |
| Patio Area | 155 sqft |
| Street Address | 1850 RUTLAND ST |
|---|---|
| City | OPA LOCKA |
| State | FL |
| Zip | 33054-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | MAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 17 BLK 338 LOT SIZE 50.000 X 100 OR 21243-2871 042003 4 COC 23207-3814 03 2005 1 |
| Legal Range | 41E |
| Legal Township | 52S |
| Legal Section | 22 |
| Legal Subdivision | MAGNOLIA GARDENS CONSOLIDATED |
| Legal Block | 338 |
| Legal Lot Number | 17 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 418 |
Source: Miami-Dade County records, as of July 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1850 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Jul 17, 2014 · Amount on Record |
| Deed Document Number | 2016446624 |
| Deed Book / Page | 30174 / 1011 |
| Prior Transfer Date | Apr 9, 2003 |
| Prior Transfer Doc | 0000307306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 1850 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000095171 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1850 RUTLAND ST OPA LOCKA FL 330543739, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000095171 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 031812/002575 |
| Instrument | 95171 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 1850 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000084577 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1850 RUTLAND ST OPA LOCKA FL 330543739, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000084577 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 031806/000401 |
| Instrument | 84577 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
Source: Miami-Dade County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Opa-locka City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,902.00 (+2.36%) Homeowner's exemption | $131,790 (+5.99%) | $322,903 (+37.03%) Land $155,000 Building $167,903 |
| 2024 | $2,835.00 (+8.25%) | ||
| 2023 | $2,619.00 (+5.22%) Homeowner's exemption | $124,346 (+3%) | $235,644 (+7.51%) Land $97,500 Building $138,144 |
| 2022 | $2,489.00 Homeowner's exemption | $120,725 | $219,188 Land $80,000 Building $139,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures