1850 Reserve Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 1850 Reserve Loop, Oxford, MS 38655 · Last verified May 2026

Property Highlights

Property Type	Other > Other Improved
Tax Bill	$7,823.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`139Z-32-007.24`
Alternative APN	`43653`

Location & Zoning

Account Number	43653
Street Address	1850 RESERVE LOOP
City	OXFORD
State	MS
Zip	38655-3035
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	UNIT 51 THE RESERVE PHASE 1 & PT INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	08S
Legal Section	32
Legal Phase	1
Legal Unit	51
Jurisdiction	LAFAYETTE MS
Minor Civil Division	5
Census Blockgroup	3
Census Block	3000
Census Tract	950201

Owner

Source: Lafayette County records · APN 139Z-32-007.24

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2969 AMESBURY DR, MORRISTOWN, TN 37814-3291
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Sep 30, 2024
Property Address	1850 RESERVE LOOP, OXFORD, MS 38655-3035
Document Number	0020248472
Map Reference	DOC 2024-211
Instrument Date	Sep 24, 2024
Instrument	2024-8472
Transaction Type	Transfer
Record Updated	Jan 02, 2026

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2969 AMESBURY DR, MORRISTOWN, TN 37814-3291
Investor	Possibly a Property Investor

Mortgage

Document Number	0020248473
Date	Sep 30, 2024
Instrument	2024-8473

Lender

Name	CONSUMER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 27, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	FHLBNY's 5-Year Index
Margin	2
Max Rate	12.2%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,823.00	$60,132	$400,880 Land $50,000 Building $350,880

Flood & Wildfire

1850 Reserve Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Lafayette County (28071C), updated March 24, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 59th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.