1850 Radcliff Rd, Smithfield, KY 40068 Property Records

Henry County property record for 1850 Radcliff Rd, Smithfield, KY 40068

Property Summary

Property Type	Rural Home
Details	128 sqft
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Jul 2019)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-00-00-007.02`

Property Details

APN / Parcel Number

Primary APN	`009-00-00-007.02`
Alternative APN	`20578`

Interior

Building Area	128 sqft Total Area

Exterior

Lot Area	218,236 sqft (5.01 acres)

Location & Zoning

Account Number	20578
Street Address	1850 RADCLIFF RD
City	SMITHFIELD
State	KY
Zip	40068-7852
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RES BLDG & 5.01 ACRES
Legal Subdivision	AGRICULTURAL
Jurisdiction	HENRY KY
Township / Civil Division	EMINENCE
Census Block Group	1
Census Block	1036
Census Tract	90301

Owner

Source: Henry County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 W MOODY LN, CRESTWOOD, KY 40014-9654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF MILTON
Sep 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK OF MILTON
Oct 13, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, YOUR LAND & TITLE LLC
Jun 2, 2020	Intrafamily Transfer, Transfer
Jul 11, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	20191148697
Deed Book / Page	309 / 720
Last Transfer Date	Oct 7, 2021
Transfer Doc	00D321/830
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY KY
Property Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852

Mortgage

Document Number	00M440/317
Date	Dec 8, 2025
Book Page	M440/317
Instrument	1220794

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY KY
Property Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852

Mortgage

Document Number	00M437/762
Date	Sep 22, 2025
Book Page	M437/762
Instrument	1217549

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	MILTON, KY 40045

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	116 Months
Due	May 29, 2035

Interest

Rate Type	Adjustable Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY KY
Recording Date	Oct 13, 2021
Property Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852
Document Number	00D321/830
Book / Page	D321 / 830
Map Reference	DB 314 PG 103
Instrument Date	Oct 7, 2021
Instrument	1166936
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NOT AVAILABLE, YOUR LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 W MOODY LN, 1500, CRESTWOOD, KY 40014-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W MOODY LN, CRESTWOOD, KY 40014-9654

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY KY
Recording Date	Jun 2, 2020
Property Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852
Document Number	00D314/103
Book / Page	D314 / 103
Map Reference	DB D312 PG 372
Instrument Date	May 22, 2020
Instrument	1152409
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 W MOODY LN, 1500, CRESTWOOD, KY 40014-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W MOODY LN, CRESTWOOD, KY 40014-9654

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY KY
Recording Date	Jul 11, 2019
Property Address	1850 RADCLIFF RD, SMITHFIELD, KY 40068-7852
Document Number	00D309/720
Book / Page	D309 / 720
Map Reference	CAB 2 PG 56
Instrument Date	Jul 11, 2019
Instrument	1148697
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1889 RADCLIFF RD, 1889, SMITHFIELD, KY 40068-7852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 RADCLIFF RD, SMITHFIELD, KY 40068-7821

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+2.05%)	$328,500 (-)	$328,500 (-)
2023	$3,799.00	$328,500	$328,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: All Points Broadband, AT&T.

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