1850 Oak Bend Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1850 Oak Bend Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,191 sqft · built 1996
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,392 (Dec 2022)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4722000A0015000R`

Property Details

APN / Parcel Number

Primary APN	`4722000A0015000R`
Alternative APNs	`R45679` `45679`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	2,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1850 OAK BEND DR
City	ROCKWALL
State	TX
Zip	75087-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDOM OAKS AT THE SHORES, BLOCK A, LOT 15
Legal Subdivision	RANDOM OAKS AT THE SHORES
Legal Tract	15
Legal Block	A
Legal Lot Number	15
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1011
Census Tract	40103

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 15, 2022	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Oct 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	202226719
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0000023913
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 11, 2026
Property Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145
Document Number	0000008779
Instrument Date	May 4, 2026
Instrument	20268779
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145

Mortgage

Document Number	0000008779,
Date	May 11, 2026
Instrument	20268779

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 15, 2022
Property Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145
Document Number	0000026719
Map Reference	CAB C SL 268
Instrument Date	Dec 15, 2022
Instrument	20220000026719
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145

Mortgage

Document Number	0000026720
Date	Dec 15, 2022
Instrument	20220000026720

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2051

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 8, 2020
Property Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145
Document Number	0000023913
Map Reference	CAB C SL 268
Instrument Date	Oct 6, 2020
Instrument	20200000023913
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 OAK BEND DR, ROCKWALL, TX 75087-3145
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023914
Date	Oct 8, 2020
Instrument	20200000023914

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,000 (-2.9%) Land $162,800 Building $267,200	$430,000 (-2.9%) Land $162,800 Building $267,200
2025	$5,483.00 (-11.05%) Homeowner's exemption	$442,856 (+1.87%) Land $162,800 Building $280,056	$442,856 (+1.87%) Land $162,800 Building $280,056
2024	$6,164.00 (+6.53%)
2023	$5,786.00 (+7.17%)	$434,732 Land $177,600 Building $257,132	$434,732 Land $177,600 Building $257,132
2021	$5,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Novos Fiber.

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