1850 Lake Terrace Dr, Eustis, FL 32726 Property Records

Lake County property record for 1850 Lake Terrace Dr, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 1989
Lot Size	1 acres (43,911 sqft)
Owner	2 Individual Names on File
Last Sale	$629,000 (Dec 2022)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-19-26-0250-000-01700`

Property Details

APN / Parcel Number

Primary APN	`24-19-26-0250-000-01700`
Alternative APNs	`261924025000001700` `2947560`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,909 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	2,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	43,911 sqft (1 acres)
Lot Dimensions	234 ft deep x 241 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Finished/Open Porch
Porch Area	852 sqft
Deck Area	Deck Area
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2947560
Street Address	1850 LAKE TERRACE DR
City	EUSTIS
State	FL
Zip	32726-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROOKED LAKE TERRACE SUB LOT 17 PB 28 PGS 60-61 ORB 6065 PG 991
Legal Range	26E
Legal Township	19S
Legal Section	24
Legal Subdivision	CROOKED LAKE TERRACE SUB
Legal Tract	0250
Legal Lot Number	17
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1082
Census Tract	30208

Owner

1850 Lake Terrace Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Lake County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Jul 23, 2021 · Amount on File
Deed Document Number	2022159450
Deed Book / Page	6065 / 991
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0049601769
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jun 9, 2026
Property Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Document Number	0000070982
Book / Page	6754 / 2022
Instrument Date	Jun 4, 2026
Instrument	202670982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740

Mortgage

Document Number	0000070982,
Date	Jun 9, 2026
Book Page	6754/2022
Instrument	202670982

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8120 SW 182ND ST, PALMETTO BAY, FL 33157-6132

Mortgage

Document Number	0060800026
Date	Jan 17, 2023
Book Page	6080/26
Instrument	2023005470

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Feb 1, 2030
Change Frequency	Quarterly
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 13, 2022
Property Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Document Number	0060650991
Book / Page	6065 / 991
Map Reference	MB 28 PG 60
Instrument Date	Dec 12, 2022
Instrument	2022159450
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 OCEANS WEST BLVD, DAYTONA BEACH SHORES, FL 32118-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7875 SW 146TH ST, PALMETTO BAY, FL 33158-2013

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2021
Property Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Document Number	0057580404
Book / Page	5758 / 404
Map Reference	MB 28 PG 60
Instrument Date	Jul 15, 2021
Instrument	2021101639
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 SHREWSBURY DR, RUMSON, NJ 07760-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740

Mortgage

Document Number	0057580406
Date	Jul 23, 2021
Book Page	5758/406
Instrument	2021101640

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 20, 2017
Property Address	1850 LAKE TERRACE DR, EUSTIS, FL 32726-5740
Document Number	0049601769
Book / Page	004960 / 001769
Instrument Date	May 25, 2017
Instrument	66355
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1850 LAKE TERRACE DR EUSTIS FL 327265740, EUSTIS, FL 32726-5740

Tax Assessment & Valuation

The 2025 property tax bill for 1850 Lake Terrace Dr was $5,144 with a homeowner's exemption, up 2.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,080 (+2.9%)	$585,826 (-) Land $99,000 Building $486,826
2025	$5,144.00 (+2.35%) Homeowner's exemption	$361,600 Land $99,000 Building $262,600	$585,826 Land $99,000 Building $486,826
2024	$5,026.00 (+7.92%)
2023	$4,657.00 (-31.17%) Homeowner's exemption	$341,179 (-25.72%)	$571,249 (+24.38%) Land $99,000 Building $472,249
2022	$6,766.00	$459,286	$459,286 Land $72,000 Building $387,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1850 Lake Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 Lake Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Lake Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures