1850 Keystone Lakes Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 1850 Keystone Lakes Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,210 sqft · built 1996
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2018)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-30-104-007.000-574`

Property Details

APN / Parcel Number

Primary APN	`49-10-30-104-007.000-574`
Alternative APN	`5034714`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,210 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,210 sqft
Upper Floors Area	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	140 ft deep x 42 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1850 KEYSTONE LAKES DR
City	INDIANAPOLIS
State	IN
Zip	46237-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE LAKES SEC 1 L11
Legal Subdivision	KEYSTONE LAKES SEC 1
Legal Lot Number	11
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1003
Census Tract	380301

Owner

Source: Marion County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 27, 2023	Deed of Trust, Mortgage HUD
Jul 22, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 21, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	201884092
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	Apr 10, 2026
Property Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027
Document Number	0000029561
Instrument Date	Apr 4, 2026
Instrument	202629561
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027

Mortgage

Document Number	0000029561,
Date	Apr 10, 2026
Instrument	202629561

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Aug 1, 2051

Interest

Rate	6%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089979
Date	Oct 27, 2023
Instrument	A202300089979

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095880
Date	Jul 22, 2021
Instrument	A202100095880

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 21, 2018
Property Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027
Document Number	0000084092
Map Reference	IN 93 175070
Instrument Date	Aug 20, 2018
Instrument	A201800084092
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 KEYSTONE LAKES DR, INDIANAPOLIS, IN 46237-1027

Mortgage

Document Number	0000084093
Date	Aug 21, 2018
Instrument	A201800084093

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+10.31%)	$182,500 (+21.91%) Land $19,500 Building $163,000	$182,500 (+21.91%) Land $19,500 Building $163,000
2024	$1,931.00 (+13.06%)
2023	$1,708.00 (+10.84%)	$149,700 (+11.72%) Land $19,500 Building $130,200	$149,700 (+11.72%) Land $19,500 Building $130,200
2022	$1,541.00	$134,000 Land $19,500 Building $114,500	$134,000 Land $19,500 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity, Xiber.

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