1850 Gerhard Dr, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 1850 Gerhard Dr, Santa Rosa, CA 95401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1962
Lot Size0.549 acres (23,900 sqft)
Owner2 Individual Names on File
Tax Bill$1,477 (2025)
Deeds & MortgagesOct 2021 Reverse Mortgage
Jul 2017 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN034-140-006-000

Property Details

APN / Parcel Number

Primary APN034-140-006-000
Alternative APN
  • 034-140-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area23,900 sqft (0.549 acres)
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic

Location & Zoning

Old Parcel Number034-140-006
Street Address1850 GERHARD DR
CitySANTA ROSA
StateCA
Zip95401-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDA10
Legal DescriptionUNINCORP COUNTY CA
Legal SubdivisionPINER COURT
Legal Block1
Legal Lot Number5
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group1
Census Block1000
Census Tract152906

Owner

1850 Gerhard Dr is owned and occupied by two individuals who acquired it in September 1994.

Source: Sonoma County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1850 GERHARD DR, SANTA ROSA, CA 95401-3906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Reverse Mortgage
MAGNOLIA BANK
Jul 28, 2017Deed of Trust, Mortgage · Reverse Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 28, 1994
Transfer Doc0000113935
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address1850 GERHARD DR, SANTA ROSA, CA 95401-3906
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 GERHARD DR, SANTA ROSA, CA 95401-3906

Mortgage

Document Number0000113934
DateOct 15, 2021
Instrument2021113934
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate1.83%
Change FrequencyAnnually
Index1-Year CMT

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address1850 GERHARD DR, SANTA ROSA, CA 95401-3906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058124
DateJul 28, 2017
Instrument2017058124
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1850 Gerhard Dr was $1,477 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Elementary School DistrictPiner-Olivet Union Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$120,172 (+2%) Land $27,866 Building $92,306
2025$1,477.00 Homeowner's exemption$117,817 Land $27,320 Building $90,497
2023$1,383.00 (+4.3%) Homeowner's exemption$113,244 Land $26,260 Building $86,984
2022$1,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1850 Gerhard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1980–1998)
Claims Outside the SFHA3 of 8
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1850 Gerhard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks.

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