1850 Gablehammer Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1850 Gablehammer Rd, Westminster, MD 21157

Property Summary

Property TypeRural Home
Details3.5 ba · 3,547 sqft · built 2005
Lot Size23.5 acres (1,024,313 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Jun 2004)
Tax Bill$7,521 (2026)
Deeds & MortgagesMar 2018 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-060110

Property Details

APN / Parcel Number

Primary APN06-060110
Alternative APNs
  • 6060110
  • 060110

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,547 sqft Total Area
Utility Area362 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,024,313 sqft (23.5 acres)
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area845 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number060110
Street Address1850 GABLEHAMMER RD
CityWESTMINSTER
StateMD
Zip21157-3938
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 23.515 ACS 1850 GABLEHAMMER RD WESTMINSTER
Legal SubdivisionFOX RDG HUNT PRCL B
JurisdictionCARROLL MD
Township / Civil Division6, MANCHESTER
Census Block Group1
Census Block1005
Census Tract506102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1850 GABLEHAMMER RD, WESTMINSTER, MD 21157-3938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Jun 12, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2004 · Amount on Record
Deed SaleJun 7, 2004 · Amount on Record
Prior SaleSep 16, 2002 · Amount on Record
Deed Document Number200435982
Deed Book / Page4014 / 290
Transfer Doc0000033130
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1850 GABLEHAMMER RD, WESTMINSTER, MD 21157-3938
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyOMNI LAND SETTLEMRNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089530052
DateMar 2, 2018
Book Page8953/0052
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1850 GABLEHAMMER RD, WESTMINSTER, MD 21157-3938
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090380393
DateJun 12, 2018
Book Page9038/0393
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,521.00 (+19.97%) Homeowner's exemption$741,100 (+42.17%)$990,500 (+60.69%) Land $405,300 Building $585,200
2025$6,269.00 (+6.43%) Homeowner's exemption
2023$5,890.00 Homeowner's exemption$521,267$616,400 Land $135,300 Building $481,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Quantum Internet & Telephone.

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